10806 Beech Creek Dr, Columbia, MD 21044 Property Records

Howard County property record for 10806 Beech Creek Dr, Columbia, MD 21044

Property Summary

Property Type	Townhouse
Details	3 ba · 1,360 sqft · built 1987
Lot Size	0.054 acres (2,352 sqft)
Owner	Individual Name on File
Last Sale	$310,500 (Nov 2017)
Tax Bill	$5,662 (2026)
Deeds & Mortgages	May 2020 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-399882`

Property Details

APN / Parcel Number

Primary APN	`05-399882`
Alternative APNs	`5399882` `399882`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,360 sqft Total Area
Basement Area	510 sqft
Finished Basement	510 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,352 sqft (0.054 acres)
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	399882
Street Address	10806 BEECH CREEK DR
City	COLUMBIA
State	MD
Zip	21044-1023
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RSC
Legal Description	LOT 12 .0545 A 10806 BEECH CREEK DR BEECH CREEK S 1 AR 1
Legal Subdivision	BEECH CREEK
Legal Lot Number	12
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	3
Census Block	3000
Census Tract	605503

Owner

10806 Beech Creek Dr, a townhouse, is owned and occupied by an individual who bought it in November 2017.

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10806 BEECH CREEK DR, COLUMBIA, MD 21044-1023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Nov 8, 2017	Grant Deed, Transfer · Conventional with PMI FIRST HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2017 · Amount on File
Deed Sale	Nov 8, 2017 · Amount on File
Prior Sale	Aug 26, 2014 · Amount on File
Deed Document Number	2017909-505
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10806 BEECH CREEK DR, COLUMBIA, MD 21044-1023
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0194080127
Date	May 29, 2020
Book Page	19408/127

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Nov 8, 2017
Property Address	10806 BEECH CREEK DR, COLUMBIA, MD 21044-1023
Document Number	0179090505
Book / Page	017909 / 000505
Instrument Date	Oct 27, 2017
Transaction Type	Transfer
Record Updated	Nov 17, 2017
Title Company	MAIN STREET SETTLEMENTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	10806 BEECH CREEK DR COLUMBIA MD 210441023, COLUMBIA, MD 21044-1023

Mortgage

Document Number	179090511
Date	Nov 8, 2017
Book Page	017909/000511

Lender

Name	FIRST HM MTG
Type	Mortgage Company
Address	BALTIMORE, MD 21236

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 10806 Beech Creek Dr was $5,662 with a homeowner's exemption, up 3.1% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,662.00 (+3.11%) Homeowner's exemption	$376,933 (+5.14%)	$413,800 (+15.43%) Land $220,000 Building $193,800
2025	$5,491.00 Homeowner's exemption	$358,500 Land $150,000 Building $208,500	$358,500 Land $150,000 Building $208,500
2023		$321,767	$358,500 Land $150,000 Building $208,500
2022	$3,416.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10806 Beech Creek Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10806 Beech Creek Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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