Howard County property record for 10809 Beech Creek Dr, Columbia, MD 21044
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,420 sqft · built 1987 |
| Lot Size | 0.266 acres (11,586 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $161,900 (Feb 1987) |
| Tax Bill | $6,274 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-399785 |
| Primary APN | 05-399785 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,420 sqft Total Area |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,586 sqft (0.266 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 496 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 399785 |
|---|---|
| Street Address | 10809 BEECH CREEK DR |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-1031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 3 .2662 A 10809 BEECH CREEK DR BEECH CREEK S 1 AR 1 |
| Legal Subdivision | BEECH CREEK |
| Legal Lot Number | 3 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 605503 |
10809 Beech Creek Dr is owner-occupied and held in a trust since August 2024.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 10809 BEECH CREEK DR, COLUMBIA, MD 21044-1031 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 1987 · Amount on File |
| Deed Sale | Feb 25, 1987 · Amount on File |
| Prior Sale | Oct 9, 1986 · Amount on File |
| Deed Book / Page | 1607 / 692 |
| Last Transfer Date | Aug 8, 2024 |
| Transfer Doc | 0225310027 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 10809 Beech Creek Dr was $6,274 with a homeowner's exemption, down 16.4% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,274.00 (-16.38%) Homeowner's exemption | $610,667 (+2.91%) | $645,200 (+8.73%) Land $284,600 Building $360,600 |
| 2025 | $7,503.00 (+4.85%) Homeowner's exemption | $593,400 Land $264,600 Building $328,800 | $593,400 Land $264,600 Building $328,800 |
| 2024 | $7,156.00 | ||
| 2023 | $517,000 | $593,400 Land $264,600 Building $328,800 | |
| 2022 | $5,391.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10809 Beech Creek Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10809 Beech Creek Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
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