10816 Beech Creek Dr, Columbia, MD 21044 Property Records

Howard County property record for 10816 Beech Creek Dr, Columbia, MD 21044

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,280 sqft · built 1987
Lot Size	0.054 acres (2,352 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (May 2022)
Tax Bill	$6,044 (2026)
Deeds & Mortgages	Feb 2021 Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-399920`

Property Details

APN / Parcel Number

Primary APN	`05-399920`
Alternative APNs	`5399920` `399920`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,280 sqft Total Area
Basement Area	510 sqft
Finished Basement	510 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,352 sqft (0.054 acres)
Deck Area	156 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	399920
Street Address	10816 BEECH CREEK DR
City	COLUMBIA
State	MD
Zip	21044-1023
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RSC
Legal Description	LOT 16 .0545 A 10816 BEECH CREEK DR BEECH CREEK S 1 AR 1
Legal Subdivision	BEECH CREEK
Legal Lot Number	16
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	3
Census Block	3000
Census Tract	605503

Owner

10816 Beech Creek Dr, a townhouse, is owned and occupied by two individuals who bought it in May 2022.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10816 BEECH CREEK DR, COLUMBIA, MD 21044-1023
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage EQUITY RESOURCES INC
May 19, 2022	Deed, Transfer · Conventional Mortgage TRUIST BANK
Apr 4, 2018	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Sep 20, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2022 · Amount on File
Deed Sale	May 19, 2022 · Amount on File
Prior Sale	Apr 4, 2018 · Amount on File
Deed Book / Page	21531 / 8
Prior Transfer Date	Aug 22, 2017
Prior Transfer Doc	0000818292
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10816 BEECH CREEK DR, COLUMBIA, MD 21044-1023
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10816 BEECH CREEK DR, COLUMBIA, MD 21044-1023

Mortgage

Document Number	0202270041
Date	Feb 16, 2021
Book Page	20227/41

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	May 19, 2022
Property Address	10816 BEECH CREEK DR, COLUMBIA, MD 21044-1023
Document Number	0215310008
Book / Page	21531 / 8
Map Reference	PL 6685
Instrument Date	Apr 25, 2022
Transaction Type	Transfer
Record Updated	Jun 3, 2022
Title Company	COLONY TITLE GROUP LIMITED, COLONY TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10816 BEECH CREEK DR, COLUMBIA, MD 21044-1023

Mortgage

Document Number	0002153115
Date	May 19, 2022
Instrument	21531/15

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Apr 4, 2018
Property Address	10816 BEECH CREEK DR, COLUMBIA, MD 21044-1023
Document Number	0181160219
Book / Page	18116 / 219
Map Reference	PL6685
Instrument Date	Mar 22, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	GEMINI TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,837.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10816 BEECH CREEK DR, COLUMBIA, MD 21044-1023

Mortgage

Document Number	0018116224
Date	Apr 4, 2018
Instrument	18116/224

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HOWARD MD
Recording Date	Sep 20, 2017
Property Address	10816 BEECH CREEK DR, COLUMBIA, MD 21044-1023
Document Number	0178180292
Book / Page	017818 / 000292
Instrument Date	Jun 2, 2017
Transaction Type	Foreclosure
Record Updated	Sep 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$247.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	14221 DALLAS PKWY #1000 DALLAS TX 752542946, 1000, DALLAS, TX 75254-2946
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 10816 Beech Creek Dr was $6,044, up 4.9% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,044.00 (+4.91%)	$389,267 (+4.92%)	$425,800 (+14.77%) Land $220,000 Building $205,800
2025	$5,761.00	$371,000 Land $150,000 Building $221,000	$371,000 Land $150,000 Building $221,000
2023		$318,200	$371,000 Land $150,000 Building $221,000
2022	$3,285.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10816 Beech Creek Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10816 Beech Creek Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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