10809 E 31st St S, Independence, MO 64052 Property Records

Jackson County property record for 10809 E 31st St S, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,344 sqft · built 1962
Lot Size	0.229 acres (9,952 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Nov 2025)
Tax Bill	$1,819 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-740-06-02`

Property Details

APN / Parcel Number

Primary APN	`27-740-06-02`
Alternative APNs	`27-740-06-02-00-0-00-000` `27740060200000001` `795111`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	810 sqft
Basement Area	480 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,952 sqft (0.229 acres)
Lot Dimensions	98 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	795111
Street Address	10809 E 31ST ST S
City	INDEPENDENCE
State	MO
Zip	64052-2932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKWOOD MEADOWBROOK ADD LOT 3
Legal Subdivision	ROCKWOOD MEADOWBROOK ADD
Legal Block	1
Legal Lot Number	3
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1001
Census Tract	12000

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10809 E 31ST ST S, INDEPENDENCE, MO 64052-2932
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Dec 27, 2019	Deed of Trust, Mortgage TRUITY FCU
Nov 29, 2018	Warranty Deed, Transfer FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2025 · Amount on Record
Deed Sale	Nov 7, 2025 · Amount on Record
Prior Sale	Nov 29, 2018
Deed Document Number	202583114
Prior Transfer Date	Aug 23, 2017
Prior Transfer Doc	00E0078173
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 7, 2025
Property Address	10809 E 31ST ST S, INDEPENDENCE, MO 64052-2932
Document Number	00E0083114
Instrument Date	Nov 4, 2025
Instrument	2025E0083114
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	COFFELT LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10809 E 31ST ST S, INDEPENDENCE, MO 64052-2932

Mortgage

Document Number	00E0083115
Date	Nov 7, 2025
Instrument	2025E0083115

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Mortgage

Document Number	00E0083116
Date	Nov 7, 2025
Instrument	2025E0083116

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	10809 E 31ST ST S, INDEPENDENCE, MO 64052-2932
Document Number	0000E00205
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10809 E 31ST ST S INDEPENDENCE MO 640522932, INDEPENDENCE, MO 64052-2932

Mortgage

Document Number	0000E00205
Date	Jan 2, 2020
Instrument	205E

Lender

Name	TRUITY FCU
Type	Credit Union
Address	BARTLESVILLE, OK 74003

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 29, 2018
Property Address	10809 E 31ST ST S, INDEPENDENCE, MO 64052-2932
Document Number	000E102404
Instrument Date	Nov 15, 2018
Instrument	102404E
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10809 E 31ST ST S INDEPENDENCE MO 640522932, INDEPENDENCE, MO 64052-2932

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,875 (-) Land $4,454 Building $20,421	$130,920 (-)
2025	$1,819.00 (+1.73%)	$24,875 (-0.82%) Land $4,454 Building $20,421	$130,920 (-0.82%)
2024	$1,788.00 (+2.52%)
2023	$1,744.00	$25,080 Land $4,395 Building $20,685	$132,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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