10806 E 31st St S, Independence, MO 64052 Property Records

Jackson County property record for 10806 E 31st St S, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 960 sqft · built 1960
Lot Size	0.177 acres (7,708 sqft)
Owner	Individual Name on File
Last Sale	$185,300 (Oct 2022)
Tax Bill	$1,378 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-710-07-16`

Property Details

APN / Parcel Number

Primary APN	`27-710-07-16`
Alternative APNs	`27-710-07-16-00-0-00-000` `27710071600000001` `794048`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,232 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Flooring	Carpet

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,708 sqft (0.177 acres)
Lot Dimensions	117 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	794048
Street Address	10806 E 31ST ST S
City	INDEPENDENCE
State	MO
Zip	64052-2933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKWOOD MANOR LOT 9
Legal Subdivision	ROCKWOOD MANOR
Legal Block	1
Legal Lot Number	9
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1008
Census Tract	11900

Owner

10806 E 31st St S is owned and occupied by an individual who bought it in October 2022.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	10806 E 31ST ST S, INDEPENDENCE, MO 64052-2933
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 31, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2022 · Amount on File
Deed Sale	Oct 31, 2022 · Amount on File
Prior Sale	Apr 1, 2011
Deed Document Number	202298918
Prior Transfer Date	Jul 19, 2007
Prior Transfer Doc	00E0097478
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	10806 E 31ST ST S, INDEPENDENCE, MO 64052-2933
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10806 E 31ST ST S, INDEPENDENCE, MO 64052-2933

Mortgage

Document Number	00E0003919
Date	Jan 19, 2024
Instrument	2024E0003919

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 31, 2022
Property Address	10806 E 31ST ST S, INDEPENDENCE, MO 64052-2933
Document Number	00E0098918
Instrument Date	Oct 28, 2022
Instrument	2022E0098918
Transaction Type	Transfer
Record Updated	Nov 4, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10806 E 31ST ST S, INDEPENDENCE, MO 64052-2933

Mortgage

Document Number	00E0098980
Date	Oct 31, 2022
Instrument	2022E0098980

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 10806 E 31st St S was $1,378, down 38.9% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,844 (-) Land $3,564 Building $15,280	$99,180 (-)
2025	$1,378.00 (-38.86%)	$18,844 Land $3,564 Building $15,280	$99,180
2024	$2,254.00 (+2.5%)
2023	$2,199.00	$31,616 Land $2,008 Building $29,608	$166,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10806 E 31st St S in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	19 (1979–2025)
Claims Outside the SFHA	5 of 19
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10806 E 31st St S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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