10804 E 31st St S, Independence, MO 64052 Property Records

Jackson County property record for 10804 E 31st St S, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,762 sqft · built 1960
Lot Size	0.177 acres (7,708 sqft)
Owner	Individual Name on Record
Last Sale	$144,500 (Sep 2021)
Tax Bill	$1,470 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`27-710-07-15`

Property Details

APN / Parcel Number

Primary APN	`27-710-07-15`
Alternative APNs	`27-710-07-15-00-0-00-000` `27710071500000001` `794047`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,762 sqft Living Area
1st Floor Area	792 sqft
Basement Area	792 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,708 sqft (0.177 acres)
Lot Dimensions	117 ft deep x 70 ft wide
Garage Type	Carport
Garage Area	270 sqft
Carport	Carport
Carport Area	270 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	72 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	794047
Street Address	10804 E 31ST ST S
City	INDEPENDENCE
State	MO
Zip	64052-2933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKWOOD MANOR---LOT 8
Legal Subdivision	ROCKWOOD MANOR
Legal Block	1
Legal Lot Number	8
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1008
Census Tract	11900

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10904 E 31ST ST S, INDEPENDENCE, MO 64052-2935
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 15, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Feb 10, 2021	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
May 11, 2021	Warranty Deed, Transfer COFFELT LAND TITLE INC
Apr 7, 2021	Warranty Deed, Transfer COFFELT LAND TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2021 · Amount on Record
Deed Sale	Sep 15, 2021 · Amount on Record
Prior Sale	May 11, 2021
Deed Document Number	2021E101781
Prior Transfer Date	Feb 21, 2014
Prior Transfer Doc	0000E28095
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	10804 E 31ST ST S, INDEPENDENCE, MO 64052-2933
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10804 E 31ST ST S, INDEPENDENCE, MO 64052-2933

Mortgage

Document Number	00E0066833
Date	Sep 14, 2023
Instrument	2023E0066833

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Aug 1, 2063

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 15, 2021
Property Address	10804 E 31ST ST S, INDEPENDENCE, MO 64052-2933
Document Number	00E0101781
Instrument Date	Sep 13, 2021
Instrument	2021E0101781
Transaction Type	Transfer
Record Updated	Sep 27, 2021
Title Company	COFFELT LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10804 E BIST STREET S, INDEPENDENCE, MO 64052

Mortgage

Document Number	00E0101782
Date	Sep 15, 2021
Instrument	2021E0101782

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	10804 E 31ST ST S, INDEPENDENCE, MO 64052-2933
Transaction Type	Mortgage
Record Updated	Jun 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0014936
Date	Feb 10, 2021
Instrument	2021E0014936

Lender

Name	FIRST STATE BANK
Type	Bank
Address	OMAHA, NE 68127

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	May 11, 2021
Property Address	10804 E 31ST ST S, INDEPENDENCE, MO 64052-2933
Document Number	00E0050965
Instrument Date	May 6, 2021
Instrument	2021E0050965
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	COFFELT LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10804 E 31ST ST S, INDEPENDENCE, MO 64052-2933

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 7, 2021
Property Address	10804 E 31ST ST S, INDEPENDENCE, MO 64052-2933
Document Number	00E0037257
Instrument Date	Apr 6, 2021
Instrument	2021E0037257
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	COFFELT LAND TITLE INC

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10804 E 31ST ST S, INDEPENDENCE, MO 64052-2933

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,102 (-) Land $3,564 Building $16,538	$105,800 (-)
2025	$1,470.00 (-44.94%)	$20,102 (-46.32%) Land $3,564 Building $16,538	$105,800 (-46.32%)
2024	$2,670.00 (+2.53%)
2023	$2,604.00	$37,449 Land $2,561 Building $34,888	$197,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	19 (1979–2025)
Claims Outside the SFHA	5 of 19
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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