10904 E 31st St S, Independence, MO 64052 Property Records

Jackson County property record for 10904 E 31st St S, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 1954
Lot Size	0.267 acres (11,641 sqft)
Owner	Individual Name on File
Tax Bill	$1,795 (2024)
Deeds & Mortgages	Jan 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`27-710-17-20`

Property Details

APN / Parcel Number

Primary APN	`27-710-17-20`
Alternative APNs	`27-710-17-20-00-0-00-000` `27710172000000001` `794255`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	816 sqft
Flooring	Carpet

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Asbestos
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,641 sqft (0.267 acres)
Lot Dimensions	121 ft deep x 87 ft wide
Porch	Open Porch
Porch Area	24 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	794255
Street Address	10904 E 31ST ST S
City	INDEPENDENCE
State	MO
Zip	64052-2935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKWOOD HEIGHTS ADD LOT 367
Legal Subdivision	ROCKWOOD HEIGHTS
Legal Block	1
Legal Lot Number	367
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1009
Census Tract	11900

Owner

Source: Jackson County records · APN 27-710-17-20

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10904 E 31ST ST S, INDEPENDENCE, MO 64052-2935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jun 22, 2015
Transfer Doc	00E0055297
Record Updated	Jun 08, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	10904 E 31ST ST S, INDEPENDENCE, MO 64052-2935
Transaction Type	Mortgage
Record Updated	Feb 06, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10904 E 31ST ST S, INDEPENDENCE, MO 64052-2935

Mortgage

Document Number	00E0006313
Date	Jan 31, 2024
Instrument	2024E0006313

Lender

Name	UMB BANK NA
Type	Bank
Address	INDEPENDENCE, MO 64055

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,364 (-11.19%) Land $3,829 Building $18,535	$117,700 (-11.19%)
2024	$1,795.00 (+2.51%)
2023	$1,751.00	$25,181 Land $2,580 Building $22,601	$132,530

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	19 (1979–2025)
Claims Outside the SFHA	5 of 19
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 1998 · 2 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

Based on FCC filings for 457 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	INDEPENDENCE PWS serves 120,000 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.