10805 Beech Creek Dr, Columbia, MD 21044 Property Records

Howard County property record for 10805 Beech Creek Dr, Columbia, MD 21044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,268 sqft · built 1987
Lot Size	0.331 acres (14,418 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Sep 2026)
Tax Bill	$6,023 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-399777`

Property Details

APN / Parcel Number

Primary APN	`05-399777`
Alternative APNs	`5399777` `399777`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,268 sqft Total Area
Basement Area	680 sqft
Finished Basement	680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,418 sqft (0.331 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	399777
Street Address	10805 BEECH CREEK DR
City	COLUMBIA
State	MD
Zip	21044-1031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 2 .3317 A 10805 BEECH CREEK DR BEECH CREEK S 1 AR 1
Legal Subdivision	BEECH CREEK
Legal Lot Number	2
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	3
Census Block	3000
Census Tract	605503

Owner

Source: Howard County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10805 BEECH CREEK DR, COLUMBIA, MD 21044-1031
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Nov 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2026 · Amount on Record
Deed Sale	Sep 28, 2026 · Amount on Record
Prior Sale	Mar 6, 1987 · Amount on Record
Deed Document Number	2026
Deed Book / Page	23426 / 24
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Sep 28, 2026
Property Address	10805 BEECH CREEK DR, COLUMBIA, MD 21044-1031
Document Number	2342000024
Book / Page	23426 / 24
Instrument Date	Jul 27, 2026
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	MARYLAND FIRST TITLE LIMITED, MARYLAND FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$808,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10805 BEECH CREEK DR, COLUMBIA, MD 21044-1031

Mortgage

Document Number	2342000031,
Date	Sep 28, 2026
Book Page	23426/31

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10805 BEECH CREEK DR, COLUMBIA, MD 21044-1031
Document Number	0190250434
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	CLOSELINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10805 BEECH CREEK DR COLUMBIA MD 210441031, COLUMBIA, MD 21044-1031

Mortgage

Document Number	0190250434
Date	Nov 20, 2019
Book Page	019025/000434

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 19, 2034

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,023.00 (-16.22%) Homeowner's exemption	$582,267 (+2.86%)	$614,600 (+8.57%) Land $291,700 Building $322,900
2025	$7,189.00 (+39.73%) Homeowner's exemption	$566,100 (+14.74%) Land $271,700 Building $294,400	$566,100 (-) Land $271,700 Building $294,400
2023		$493,367	$566,100 Land $271,700 Building $294,400
2022	$5,145.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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