Cleveland County property record for 107 Shadowgate Dr, Shelby, NC 28152 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,108 sqft · built 1991 |
| Lot Size | 0.618 acres (26,920 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,107 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 45713 |
| Primary APN | 45713 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,108 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Lot Area | 26,920 sqft (0.618 acres) |
| Porch | Slab |
| Porch Area | 626 sqft |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1092478 |
|---|---|
| Street Address | 107 SHADOWGATE DR |
| City | SHELBY |
| State | NC |
| Zip | 28152-8963 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #10 CANTERBURY PB18-75 |
| Legal Subdivision | CANTERBURY |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 950702 |
Source: Cleveland County records · APN 45713
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 SHADOWGATE DR, SHELBY, NC 28152-8963 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2017 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Jan 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 107 SHADOWGATE DR, SHELBY, NC 28152-8963 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017441177 |
|---|---|
| Date | Jun 13, 2017 |
| Book Page | 1744/1177 |
| Instrument | 200001470 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | May 25, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 107 SHADOWGATE DR, SHELBY, NC 28152-8963 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0017841840 |
|---|---|
| Date | Jan 30, 2019 |
| Book Page | 1784/1840 |
| Instrument | 200022477 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2039 |
Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $174,463 (-) Land $17,551 Building $156,912 | $174,463 (-) Land $17,551 Building $156,912 | |
| 2025 | $1,107.00 | $174,463 (+63.54%) Land $17,551 Building $156,912 | $174,463 (+63.54%) Land $17,551 Building $156,912 |
| 2023 | $106,680 Land $12,285 Building $94,395 | $106,680 Land $12,285 Building $94,395 |
Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,174 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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