108 Sandpointe Dr, Vero Beach, FL 32963 Property Records

Indian River County property record for 108 Sandpointe Dr, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,621 sqft · built 2002
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$1,575,000 (Oct 2021)
Tax Bill	$18,411 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Sep 2017 Transfer
Flood Zone	Zone X (moderate risk)
APN	`33-40-16-00020-0000-00025.0`

Property Details

APN / Parcel Number

Primary APN	`33-40-16-00020-0000-00025.0`
Alternative APN	`96190`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,621 sqft Living Area
Gross Area	4,246 sqft
1st Floor Area	3,621 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Tile
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	131 ft deep x 110 ft wide
View / Lot	Above Average
Garage Type	Attached
Garage Area	625 sqft
Driveway	Concrete Driveway
Driveway Area	1,160 sqft

Exterior Amenities

Pool Area	360 sqft
Porch	Open Porch
Porch Area	951 sqft
Patio Area	885 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	108 SANDPOINTE DR
City	VERO BEACH
State	FL
Zip	32963-2660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	SANDPOINTE WEST SUB LOT 25 PBI 13-31
Legal Range	40E
Legal Township	33S
Legal Section	16
Legal Subdivision	SANDPOINTE WEST SUB
Legal Lot Number	25
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1011
Census Tract	50508

Owner

108 Sandpointe Dr is owned and occupied by two individuals who bought it in October 2021.

Source: Indian River County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	108 SANDPOINTE DR, VERO BEACH, FL 32963-2660
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Warranty Deed, Transfer · Conventional Mortgage MARINE BANK & TRUST COMPANY
Sep 14, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2021 · Amount on File
Deed Sale	Oct 13, 2021 · Amount on File
Prior Sale	Jul 19, 2004 · Amount on File
Deed Document Number	202171775
Deed Book / Page	3473 / 1173
Prior Transfer Date	Aug 30, 2017
Prior Transfer Doc	0030541398
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Oct 13, 2021
Property Address	108 SANDPOINTE DR, VERO BEACH, FL 32963-2660
Document Number	0034731173
Book / Page	3473 / 1173
Instrument Date	Oct 13, 2021
Instrument	3120210071775
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	EMERALD COAST TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,025.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 SANDPOINTE DR, 108, INDIAN RIVER SHORES, FL 32963-2660

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SANDPOINTE DR, VERO BEACH, FL 32963-2660

Mortgage

Document Number	0034731176
Date	Oct 13, 2021
Instrument	3473/1176

Lender

Name	MARINE BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Sep 14, 2017
Property Address	108 SANDPOINTE DR, VERO BEACH, FL 32963-2660
Document Number	0030541398
Book / Page	003054 / 001398
Instrument Date	Aug 30, 2017
Instrument	52382
Transaction Type	Transfer
Record Updated	Oct 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	108 SANDPOINTE DR VERO BEACH FL 329632660, VERO BEACH, FL 32963-2660

Tax Assessment & Valuation

The 2025 property tax bill for 108 Sandpointe Dr was $18,411 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,411.00 Homeowner's exemption	$1,324,443	$1,784,853 Land $570,982 Building $1,213,871
2023	$16,999.00 (+2.32%)	$1,249,628 (+3%)	$1,610,361 (+32.73%) Land $487,424 Building $1,122,937
2022	$16,613.00	$1,213,231 Land $401,080 Building $812,151	$1,213,231 Land $401,080 Building $812,151

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Sandpointe Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 310 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	406 units insured incl. 96 condo units
Nearby Flood Claims	3 (2004–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Sandpointe Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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