107 Sandpointe Dr, Vero Beach, FL 32963 Property Records

Indian River County property record for 107 Sandpointe Dr, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,631 sqft · built 1999
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$965,000 (Mar 2017)
Tax Bill	$22,525 (2025)
Deeds & Mortgages	Nov 2022 Construction Loan Mar 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`33-40-16-00020-0000-00020.0`

Property Details

APN / Parcel Number

Primary APN	`33-40-16-00020-0000-00020.0`
Alternative APN	`96185`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,631 sqft Living Area
1st Floor Area	3,271 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Clay Tile
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	189 ft deep x 100 ft wide
Garage Area	624 sqft
Driveway	Driveway
Driveway Area	2,088 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	1,518 sqft
Deck Area	208 sqft
Patio Area	646 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	96185
Street Address	107 SANDPOINTE DR
City	VERO BEACH
State	FL
Zip	32963-2660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	SANDPOINTE WEST SUB LOT 20 PBI 13-31
Legal Range	40
Legal Township	33
Legal Section	16
Legal Subdivision	SANDPOINTE WEST SUB
Legal Lot Number	20
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1011
Census Tract	50508

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	107 SANDPOINTE DR, VERO BEACH, FL 32963-2660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Deed of Trust, Mortgage · Construction Mortgage TRUSTCO BANK
Mar 8, 2017	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2017 · Amount on Record
Deed Sale	Mar 8, 2017 · Amount on Record
Prior Sale	Mar 12, 2007 · Amount on Record
Deed Document Number	3120170012511
Deed Book / Page	3006 / 1195
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	107 SANDPOINTE DR, VERO BEACH, FL 32963-2660
Transaction Type	Mortgage
Record Updated	Nov 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 SANDPOINTE DR, VERO BEACH, FL 32963-2660

Mortgage

Document Number	0035820462
Date	Nov 4, 2022
Book Page	3582/462
Instrument	3120220065710

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	368 Months
Due	Jun 30, 2053

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 8, 2017
Property Address	107 SANDPOINTE DR, VERO BEACH, FL 32963-2660
Document Number	0030061195
Book / Page	3006 / 1195
Map Reference	MB13 PG31-31A
Instrument Date	Mar 2, 2017
Instrument	3120170012511
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	SUPREME TITLE SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,755.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14507 MANOR PARK DR, 14507, ROCKVILLE, MD 20853-1955

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 SANDPOINTE DR, VERO BEACH, FL 32963-2660

Mortgage

Document Number	30061197
Date	Mar 8, 2017
Instrument	3006/1197

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,525.00 (+8.06%)	$1,617,230 (+5.99%)	$2,414,353 (+36.58%) Land $1,484,100 Building $930,253
2023	$20,844.00 (+2.3%)	$1,525,876 (+3%)	$1,767,742 (+19.33%) Land $906,950 Building $860,792
2022	$20,375.00	$1,481,433 Land $906,950 Building $574,483	$1,481,433 Land $906,950 Building $574,483

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 310 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	406 units insured incl. 96 condo units
Nearby Flood Claims	3 (2004–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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