Stearns County property record for 108 River Oaks Dr, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,546 sqft · built 2002 |
| Lot Size | 0.159 acres (6,960 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,706 (2023) |
| Deeds & Mortgages | Dec 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-29703-0052 |
| Primary APN | 48-29703-0052 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Building Area | 2,546 sqft Living Area |
| Gross Area | 2,696 sqft |
| 1st Floor Area | 1,745 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Rambler |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,960 sqft (0.159 acres) |
| Lot Dimensions | 120 ft deep x 58 ft wide |
| Garage Type | Attached |
| Garage Area | 492 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Old Parcel Number | 48.29703.0052 |
|---|---|
| Street Address | 108 RIVER OAKS DR |
| City | COLD SPRING |
| State | MN |
| Zip | 56320-1500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 040 BLOCK 002 OF RIVER OAKS VILLA |
| Legal Range | 30 |
| Legal Township | 123 |
| Legal Section | 15 |
| Legal Subdivision | RIVER OAKS VILLA |
| Legal Block | 2 |
| Legal Lot Number | 40 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 11302 |
Source: Stearns County assessment roll, as of February 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 108 RIVER OAKS DR, COLD SPRING, MN 56320-1500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Dec 7, 2018 |
| Transfer Doc | 00A1534626 |
| Record Updated | Jun 7, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Dec 7, 2018 |
| Property Address | 108 RIVER OAKS DR, COLD SPRING, MN 56320-1500 |
| Document Number | 00A1534626 |
| Instrument Date | Dec 4, 2018 |
| Instrument | A1534626 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 RIVER OAKS DR, COLD SPRING, MN 56320-1500 |
Source: Stearns County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,706.00 | $444,800 Land $42,900 Building $401,900 | $444,800 Land $42,900 Building $401,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1984–2022) |
| Most Recent Claim | May 2022 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cold Spring serves 4,201 people · EPA ID MN1730006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 1,250 / 60 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: LTD Broadband, Verizon.
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