Stearns County property record for 111 River Oaks Dr, Cold Spring, MN 56320 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 1,793 sqft · built 1990 |
| Lot Size | 0.263 acres (11,475 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $129,000 (May 1997) |
| Tax Bill | $3,902 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-29703-0006 |
| Primary APN | 48-29703-0006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 1,793 sqft Living Area |
| Gross Area | 1,782 sqft |
| 1st Floor Area | 728 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,475 sqft (0.263 acres) |
| Lot Dimensions | 135 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 111 RIVER OAKS DR |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-1500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 006 BLK 001 RIVER OAKS VILLA SECTION 15 TOWNSHIP 123 RANGE 030 SECTION 15 TOWNSHIP 123 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 15 |
| Legal Subdivision | RIVER OAKS VILLA |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 11302 |
Source: Stearns County records · APN 48-29703-0006
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 111 RIVER OAKS DR, COLD SPRING, MN 56320-1500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 23, 1997 · Amount on Record |
| Deed Sale | May 23, 1997 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,902.00 (+21.56%) | $330,300 (+0.15%) Land $52,000 Building $278,300 | $330,300 (+0.15%) Land $52,000 Building $278,300 |
| 2025 | $329,800 (+5.98%) Land $49,500 Building $280,300 | $329,800 (+5.98%) Land $49,500 Building $280,300 | |
| 2023 | $3,210.00 | $311,200 Land $49,500 Building $261,700 | $311,200 Land $49,500 Building $261,700 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450113023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Nearby Flood Claims | 3 (1984–2022) |
| Most Recent Claim | May 2022, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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