Stearns County property record for 110 River Oaks Dr, Cold Spring, MN 56320 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,287 sqft · built 1991 |
| Lot Size | 0.149 acres (6,480 sqft) |
| Owner | Individual Name on File |
| Last Sale | $373,600 (Jul 2024) |
| Tax Bill | $4,006 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-29703-0051 |
| Primary APN | 48-29703-0051 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,287 sqft Living Area |
| Gross Area | 1,929 sqft |
| 1st Floor Area | 1,287 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,480 sqft (0.149 acres) |
| Lot Dimensions | 120 ft deep x 54 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 110 RIVER OAKS DR |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-1500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 039 BLK 002 RIVER OAKS VILLA SECTION 15 TOWNSHIP 123 RANGE 030 SECTION 15 TOWNSHIP 123 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 15 |
| Legal Subdivision | RIVER OAKS VILLA |
| Legal Block | 2 |
| Legal Lot Number | 39 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 11302 |
Source: Stearns County records · APN 48-29703-0051
Assessment roll updated November 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 110 RIVER OAKS DR, COLD SPRING, MN 56320-1500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 2024 · Amount on Record |
| Deed Sale | Jul 01, 2024 · Amount on Record |
| Prior Sale | Apr 09, 1990 · Amount on Record |
| Deed Document Number | 20241666267 |
| Record Updated | Jun 08, 2026 |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,006.00 (+25.5%) | ||
| 2025 | $337,500 (+9.05%) Land $42,900 Building $294,600 | $337,500 (+9.05%) Land $42,900 Building $294,600 | |
| 2023 | $3,192.00 | $309,500 Land $42,900 Building $266,600 | $309,500 Land $42,900 Building $266,600 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450113023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Nearby Flood Claims | 3 (1984–2022) |
| Most Recent Claim | May 2022, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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