103 River Oaks Dr, Cold Spring, MN 56320 Property Records

Stearns County property record for 103 River Oaks Dr, Cold Spring, MN 56320 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	2.75 Baths
Year Built	Built 2002
Square Footage	2,206 sqft Living Area
Lot Size	11,475 sqft (0.263 acres)
Occupancy	Owner Occupied
Last Sale	$399,000 (2020)
Tax Bill	$2,262.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`48-29703-0002`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Total Rooms	15 Rooms
Building Area	2,206 sqft Living Area
Gross Area	2,608 sqft Gross Area
1st Floor	2,206 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Architectural Style	Ranch Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	11,475 sqft (0.263 acres)
Depth X Width	135 ft x 85 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	821 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	103 RIVER OAKS DR
City	COLD SPRING
State	MN
Zip	56320-1500
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 002 BLK 001 RIVER OAKS VILLA SECTION 15 TOWNSHIP 123 RANGE 030 SECTION 15 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	15
Legal Subdivision	RIVER OAKS VILLA
Legal Block	1
Legal Lot Number	2
Jurisdiction	STEARNS MN
Minor Civil Division	COLD SPRING
Census Blockgroup	3
Census Block	3023
Census Tract	11302

Owner

Source: Stearns County records · APN 48-29703-0002

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	103 RIVER OAKS DR, COLD SPRING, MN 56320-1500
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 01, 2020 · Amount on Record
Deed Sale	Sep 01, 2020 · Amount on Record
Prior Sale	Apr 16, 2001 · Amount on Record
Deed Doc Number	20201579003
Record Refreshed	Jun 08, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 01, 2020
Property Address	103 RIVER OAKS DR, COLD SPRING, MN 56320-1500
Document Number	00A1579003
Instrument Date	Aug 28, 2020
Instrument	A1579003
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	103 RIVER OAKS DR, COLD SPRING, MN 56320-1500

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,262.00 (+72.41%)
2025		$482,000 (+3.06%) Land $49,500 Building $432,500	$482,000 (+3.06%) Land $49,500 Building $432,500
2023	$1,312.00	$467,700 Land $49,500 Building $418,200	$467,700 Land $49,500 Building $418,200