108 Ranchview Ct, Decorah, IA 52101 Property Records

Winneshiek County property record for 108 Ranchview Ct, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,195 sqft · built 2011
Lot Size	0.466 acres (20,303 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,362 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`110447900400`

Property Details

APN / Parcel Number

Primary APN	`110447900400`
Alternative APN	`110447901200`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	5 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,195 sqft Living Area
Basement Area	2,195 sqft
Finished Basement	1,500 sqft
Unfinished Basement	695 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,303 sqft (0.466 acres)
Garage Type	Attached
Garage Area	901 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	184 sqft
Deck Area	301 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	108 RANCHVIEW CT
City	DECORAH
State	IA
Zip	52101-7355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2-4 BLK 1 & LOT 4 BLK 4 NORTH HOME 6TH ADDN
Legal Range	08W
Legal Township	98N
Legal Section	04
Legal Subdivision	NORTH HOME 6TH ADD
Legal Block	1,4
Legal Lot Number	2-4
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	4
Census Block	4029
Census Tract	950200

Owner

108 Ranchview Ct is owned and occupied by two individuals.

Source: Winneshiek County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 RANCHVIEW CT, DECORAH, IA 52101-7355
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
Jan 24, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	108 RANCHVIEW CT, DECORAH, IA 52101-7355
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/5425
Date	Dec 23, 2020
Book Page	2020/5425
Instrument	2020 5425

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	192 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Jan 24, 2024
Property Address	108 RANCHVIEW CT, DECORAH, IA 52101-7355
Document Number	002024/165
Book / Page	2024 / 165
Map Reference	MB 2024 PG 3
Instrument Date	Jan 23, 2024
Instrument	2024 165
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 RANCHVIEW CT, DECORAH, IA 52101-7355

Tax Assessment & Valuation

The 2026 property tax bill for 108 Ranchview Ct was $11,362.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,362.00	$656,930 (-) Land $70,370 Building $586,560	$656,930 (-) Land $70,370 Building $586,560
2025	$11,362.00 (+5.5%)	$656,930 Land $70,370 Building $586,560	$656,930 Land $70,370 Building $586,560
2024	$10,770.00
2023		$570,450 (+15.83%) Land $68,660 Building $501,790	$570,450 Land $68,660 Building $501,790
2022	$10,262.00	$492,500 Land $57,220 Building $435,280
2021			$492,500 Land $57,220 Building $435,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Ranchview Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2016)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Ranchview Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: GigFire.

Nearby Properties on Ranchview Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures