105 Ranchview Ct, Decorah, IA 52101 Property Records

Winneshiek County property record for 105 Ranchview Ct, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,886 sqft · built 2015
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Aug 2025)
Tax Bill	$9,176 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Aug 2015 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`110447900600`

Property Details

APN / Parcel Number

Primary APN	`110447900600`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,886 sqft Living Area
Basement Area	1,886 sqft
Finished Basement	1,400 sqft
Unfinished Basement	486 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	180 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	926 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	36 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	105 RANCHVIEW CT
City	DECORAH
State	IA
Zip	52101-7355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 4 NORTH HOME 6TH ADDN
Legal Range	08W
Legal Township	98N
Legal Section	04
Legal Subdivision	NORTH HOME SIXTH ADDITION
Legal Block	4
Legal Lot Number	6
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	4
Census Block	4029
Census Tract	950200

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 RANCHVIEW CT, DECORAH, IA 52101-7355
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2019	Deed of Trust, Mortgage · Balloon Mortgage DECORAH BANK & TRUST COMPANY
Aug 25, 2015	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
Jan 8, 2021	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2025 · Amount on Record
Deed Sale	Aug 18, 2025 · Amount on Record
Prior Sale	Jan 8, 2021 · Amount on Record
Deed Document Number	20252052
Deed Book / Page	2025 / 2052
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	105 RANCHVIEW CT, DECORAH, IA 52101-7355
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/1693
Date	Jul 1, 2019
Book Page	2019/1693
Instrument	1693

Lender

Name	DECORAH BANK & TRUST COMPANY

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2029

August 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	105 RANCHVIEW CT, DECORAH, IA 52101-7355
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02015/2541
Date	Aug 25, 2015
Book Page	2015/2541
Instrument	2015 2541

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank
Address	DECORAH, IA 52101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2045

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Jan 8, 2021
Property Address	105 RANCHVIEW CT, DECORAH, IA 52101-7355
Document Number	0002021/89
Book / Page	2021 / 89
Instrument Date	Aug 3, 2020
Instrument	2021 0089
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$658.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 RANCHVIEW CT, DECORAH, IA 52101-7355

Mortgage

Document Number	0020210090
Date	Jan 8, 2021
Instrument	2021 0090

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,176.00	$541,440 (-) Land $60,990 Building $480,450	$541,440 (-) Land $60,990 Building $480,450
2025	$9,176.00 (+4.46%) Homeowner's exemption	$541,440 (+13.55%) Land $60,990 Building $480,450	$541,440 (+13.55%) Land $60,990 Building $480,450
2024	$8,784.00 (+4.3%)
2023		$476,850 (+15.45%) Land $60,990 Building $415,860	$476,850 (+15.45%) Land $60,990 Building $415,860
2022	$8,422.00 Homeowner's exemption	$413,030 Land $50,830 Building $362,200
2021			$413,030 Land $50,830 Building $362,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2016)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: GigFire.

Nearby Properties on Ranchview Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures