107 Ranchview Ct, Decorah, IA 52101 Property Records

Winneshiek County property record for 107 Ranchview Ct, Decorah, IA 52101 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,555 sqft · built 2019
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Jun 2026)
Tax Bill	$2,576 (2025)
Deeds & Mortgages	Jun 2026 Sale May 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`110447900500`

Property Details

APN / Parcel Number

Primary APN	`110447900500`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,555 sqft Living Area
Basement Area	1,555 sqft
Finished Basement	54 sqft
Unfinished Basement	1,501 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	148 sqft
Deck Area	192 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	107 RANCHVIEW CT
City	DECORAH
State	IA
Zip	52101-7355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 4 NORTH HOME 6TH ADDN
Legal Range	08W
Legal Township	98N
Legal Section	04
Legal Subdivision	NORTH HOME 6TH ADD
Legal Block	4
Legal Lot Number	5
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	4
Census Block	4029
Census Tract	950200

Owner

Source: Winneshiek County records · APN 110447900500

Assessment roll updated October 21, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	205 E PEARL ST, DECORAH, IA 52101-2238
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 12, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
Oct 29, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DECORAH BANK & TRUST COMPANY
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
May 14, 2019	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage DECORAH BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Prior Sale	May 14, 2019 · Amount on Record
Deed Document Number	20261380
Deed Book / Page	2026 / 1380
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Jun 15, 2026
Property Address	107 RANCHVIEW CT, DECORAH, IA 52101-7355
Document Number	0000001380
Book / Page	2026 / 1380
Instrument Date	Jun 07, 2026
Instrument	20261380
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$91,223.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 E PEARL ST, DECORAH, IA 52101-2238
Investor	Possibly a Property Investor

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Recording Date	May 12, 2026
Property Address	107 RANCHVIEW CT, DECORAH, IA 52101-7355
Document Number	0000001041
Book / Page	2026 / 1041
Instrument Date	May 07, 2026
Instrument	20261041
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 RANCHVIEW CT, DECORAH, IA 52101-7355

Mortgage

Document Number	0000001041,
Date	May 12, 2026
Book Page	2026/1041
Instrument	20261041

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 18, 2036

Interest

Rate	6.37%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	107 RANCHVIEW CT, DECORAH, IA 52101-7355
Transaction Type	Mortgage
Record Updated	Sep 08, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/1043
Date	Mar 10, 2021
Book Page	2021/1043
Instrument	2021 1043

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	107 RANCHVIEW CT, DECORAH, IA 52101-7355
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/3122
Date	Oct 29, 2019
Book Page	2019/3122
Instrument	3122

Lender

Name	DECORAH BANK & TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	107 RANCHVIEW CT, DECORAH, IA 52101-7355
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/1220
Date	Apr 20, 2020
Book Page	2020/1220
Instrument	2020 1220

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2049

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	May 14, 2019
Property Address	107 RANCHVIEW CT, DECORAH, IA 52101-7355
Document Number	2019/1140
Book / Page	2019 / 1140
Instrument Date	May 07, 2019
Instrument	1140
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 RANCHVIEW CT, DECORAH, IA 52101-7355

Mortgage

Document Number	02019/1141
Date	May 14, 2019
Book Page	2019/1141
Instrument	1141

Lender

Name	DECORAH BANK & TRUST COMPANY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jun 01, 2020

Tax Assessment & Valuation

Source: Winneshiek County records · Assessment roll updated October 21, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,576.00 Homeowner's exemption	$437,480 (+197.46%) Land $62,670 Building $374,810	$437,480 (+13.78%) Land $62,670 Building $374,810
2024	$2,576.00 (+38.79%)
2023		$147,070 (+50.16%) Land $62,670 Building $84,400	$384,480 (+14.65%)
2022	$1,856.00 Homeowner's exemption	$97,940 Land $52,230 Building $45,710
2021			$335,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winneshiek County (19191C), updated February 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191919502004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2016)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2016, river or lake flooding, Severe Storms, Straight-line Winds, And Flooding
Claims By Storm	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Wildfire

Wildfire Risk	Low above 5% of the US · above 35% of Iowa
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 158 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	2,000 / 1,000
AMG Technology Investment Group	Fixed Wireless	500 / 100

May also be available at this address: LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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