103 Ranchview Ct, Decorah, IA 52101 Property Records

Winneshiek County property record for 103 Ranchview Ct, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,592 sqft · built 2013
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,500 (Mar 2018)
Tax Bill	$7,682 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`110447900700`

Property Details

APN / Parcel Number

Primary APN	`110447900700`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,592 sqft Living Area
Basement Area	1,592 sqft
Finished Basement	1,000 sqft
Unfinished Basement	592 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	180 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	626 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	125 sqft
Deck Area	223 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	103 RANCHVIEW CT
City	DECORAH
State	IA
Zip	52101-7355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK 4 NORTH HOME 6TH ADDN
Legal Range	08W
Legal Township	98N
Legal Section	04
Legal Subdivision	NORTH HOME 6TH ADD
Legal Block	4
Legal Lot Number	7
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	4
Census Block	4029
Census Tract	950200

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 RANCHVIEW CT, DECORAH, IA 52101-7355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
Sep 28, 2018	Deed of Trust, Mortgage BANK OF THE WEST
Mar 5, 2018	Deed of Trust, Mortgage DECORAH BANK & TRUST COMPANY
Mar 5, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2018 · Amount on Record
Deed Sale	Mar 5, 2018 · Amount on Record
Prior Sale	Oct 21, 2013 · Amount on Record
Deed Document Number	2018583
Deed Book / Page	2018 / 583
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	103 RANCHVIEW CT, DECORAH, IA 52101-7355
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/2992
Date	Aug 5, 2020
Book Page	2020/2992
Instrument	2020 2992

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	103 RANCHVIEW CT, DECORAH, IA 52101-7355
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000002792
Date	Sep 28, 2018
Book Page	0000002018/0000002792
Instrument	000000002792

Lender

Name	BANK OF THE WEST
Type	Bank

Agreement

Amount	Amount Recorded
Term	292 Months
Due	Jan 1, 2043

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	103 RANCHVIEW CT, DECORAH, IA 52101-7355
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000000584
Date	Mar 5, 2018
Book Page	0000002018/0000000584
Instrument	000000000584

Lender

Name	DECORAH BANK & TRUST COMPANY

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Mar 5, 2018
Property Address	103 RANCHVIEW CT, DECORAH, IA 52101-7355
Document Number	2018/583
Book / Page	2018 / 583
Instrument Date	Mar 2, 2018
Instrument	000000000583
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 RANCHVIEW CT, DECORAH, IA 52101-7355

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,682.00	$455,090 (-) Land $69,300 Building $385,790	$455,090 (-) Land $69,300 Building $385,790
2025	$7,682.00 (+4.52%) Homeowner's exemption	$455,090 (+13.58%) Land $69,300 Building $385,790	$455,090 (+13.58%) Land $69,300 Building $385,790
2024	$7,350.00 (+4.55%)
2023		$400,670 (+15.7%) Land $69,300 Building $331,370	$400,670 (+15.7%) Land $69,300 Building $331,370
2022	$7,030.00 Homeowner's exemption	$346,290 Land $57,750 Building $288,540
2021			$346,290 Land $57,750 Building $288,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2016)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: GigFire.

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