108 Middlesex Ave, Chester, CT 06412 Property Records

Chester Town property record for 108 Middlesex Ave, Chester, CT 06412

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,120 sqft · built 2002
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (May 2025)
Tax Bill	$11,880 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Apr 2023 Refinance + 6 more
Flood Zone	Zone X (minimal risk)
APN	`CHES M:10 B:244`

Property Details

APN / Parcel Number

Primary APN	`CHES M:10 B:244`
Alternative APNs	`CSTR M:10 B:244` `20010040`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,120 sqft Living Area
Gross Area	4,264 sqft
Basement Area	936 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	32,234 sqft (0.74 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	20010040
Street Address	108 MIDDLESEX AVE
City	CHESTER
State	CT
Zip	06412-1224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Block	244
Jurisdiction	CHESTER CT
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1017
Census Tract	600100

Owner

Source: Chester Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 KNOLLWOOD DR, OLD SAYBROOK, CT 06475-2941
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 1, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC
Apr 4, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
Apr 21, 2021	Deed of Trust, Mortgage · Balloon Mortgage WELLS FARGO BANK NA
Apr 19, 2021	Deed of Trust, Mortgage · Balloon Mortgage LIBERTY BANK
Apr 21, 2021	Deed of Trust, Mortgage · Balloon Mortgage WELLS FARGO BANK NA
Apr 19, 2021	Deed of Trust, Mortgage · Balloon Mortgage LIBERTY BANK
Nov 14, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Apr 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SPRING EQ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2025 · Amount on Record
Deed Sale	May 1, 2025 · Amount on Record
Deed Document Number	20252025-00000400
Deed Book / Page	186 / 649
Record Updated	Sep 20, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER CT
Recording Date	May 1, 2025
Property Address	108 MIDDLESEX AVE, CHESTER, CT 06412-1224
Document Number	000186-649
Book / Page	186 / 649
Instrument Date	May 1, 2025
Instrument	2025-00000400
Transaction Type	Transfer
Record Updated	May 21, 2025
Title Company	NONE AVILABALE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45 KNOLLWOOD DR, OLD SAYBROOK, CT 06475-2941

Mortgage

Document Number	0000186652
Date	May 1, 2025
Instrument	186/652

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	108 MIDDLESEX AVE, CHESTER, CT 06412-1224
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00182-1017
Date	Apr 4, 2023
Book Page	182/1017

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2043

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	108 MIDDLESEX AVE, CHESTER, CT 06412-1224
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000178-55
Date	Apr 21, 2021
Book Page	178/55

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	108 MIDDLESEX AVE, CHESTER, CT 06412-1224
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000178-29
Date	Apr 19, 2021
Book Page	178/29

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	108 MIDDLESEX AVE, CHESTER, CT 06412-1224
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	178-55
Date	Apr 21, 2021
Book Page	178/55

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	108 MIDDLESEX AVE, CHESTER, CT 06412-1224
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	178-29
Date	Apr 19, 2021
Book Page	178/29

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	108 MIDDLESEX AVE, CHESTER, CT 06412-1224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	173-405
Date	Nov 14, 2019
Book Page	173/405

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	108 MIDDLESEX AVE, CHESTER, CT 06412-1224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	174-464
Date	Apr 8, 2020
Book Page	174/464

Lender

Name	SPRING EQ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2040

Tax Assessment & Valuation

Source: Chester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Chester Town
Elementary School District	Chester School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,880.00	$438,690 (+43.03%) Land $56,630 Building $382,060	$307,083 Land $39,641 Building $267,442
2024	$11,880.00 (+30.42%)
2023	$9,109.00 (-0.13%)	$306,710 (-0.81%) Land $56,630 Building $250,080
2022	$9,121.00	$309,200 Land $56,620 Building $252,580

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-CHESTER SYSTEM private · serves 5,030 people · EPA ID CT0261031
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Middlesex Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures