Chester Town property record for 96 Middlesex Ave, Chester, CT 06412
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,153 sqft · built 1830 |
| Lot Size | 6.26 acres (272,686 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,300,000 (Feb 2025) |
| Tax Bill | $10,953 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Sep 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CHES M:10 B:251 |
| Primary APN | CHES M:10 B:251 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,153 sqft Living Area |
| Gross Area | 5,653 sqft |
| Basement Area | 2,373 sqft |
| Unfinished Basement | 2,373 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1830 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 272,686 sqft (6.26 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 137100 |
|---|---|
| Street Address | 96 MIDDLESEX AVE |
| City | CHESTER |
| State | CT |
| Zip | 06412-1224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-5 |
| Legal Block | 251 |
| Jurisdiction | CHESTER CT |
| Township / Civil Division | CHESTER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 600100 |
Source: Chester Town assessment roll, APN CHES M:10 B:251, as of June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 96 MIDDLESEX AVE, CHESTER, CT 06412-1224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 31, 2023 | Deed of Trust, Mortgage · ARM DIME BANK |
| Sep 29, 2025 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Feb 03, 2025 | Warranty Deed, Transfer · Stand-Alone First Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 03, 2025 · Amount on Record |
| Deed Sale | Feb 03, 2025 · Amount on Record |
| Deed Document Number | 2025294 |
| Deed Book / Page | 186 / 214 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER CT |
| Property Address | 96 MIDDLESEX AVE, CHESTER, CT 06412-1224 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000182-989 |
|---|---|
| Date | Mar 31, 2023 |
| Book Page | 182/989 |
| Name | DIME BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.63% |
| Type Change Date | Apr 01, 2033 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER CT |
| Property Address | 96 MIDDLESEX AVE, CHESTER, CT 06412-1224 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000187-370 |
|---|---|
| Date | Sep 29, 2025 |
| Book Page | 187/370 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTER CT |
| Recording Date | Feb 03, 2025 |
| Property Address | 96 MIDDLESEX AVE, CHESTER, CT 06412-1224 |
| Document Number | 000186-214 |
| Book / Page | 186 / 214 |
| Instrument Date | Jan 31, 2025 |
| Instrument | 20250-00000294 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000186217 |
|---|---|
| Date | Feb 03, 2025 |
| Instrument | 186/217 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Type Change Date | Feb 01, 2032 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
Source: Chester Town assessment roll as of June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Chester Town |
| Elementary School District | Chester School District (PK - 06) |
| Secondary School District | Regional School District 04 (07 - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,953.00 | $404,460 (+18.39%) Land $83,300 Building $321,160 | $283,122 Land $58,310 Building $224,812 |
| 2024 | $10,953.00 (+7.95%) | ||
| 2023 | $10,146.00 (+4.2%) | $341,630 (+3.5%) Land $80,150 Building $261,480 | |
| 2022 | $9,737.00 | $330,080 Land $80,140 Building $249,940 |
Source: FEMA National Flood Hazard Layer, County delivery 09007C, as of November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 58 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system CT0261031, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CTWC - SHORELINE REGION-CHESTER SYSTEM private · serves 5,030 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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