Chester Town property record for 109 Middlesex Ave, Chester, CT 06412
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,644 sqft · built 1810 |
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $180,000 (Jan 1992) |
| Tax Bill | $9,984 (2025) |
| Deeds & Mortgages | Aug 2024 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | CHES M:10 B:270 |
| Primary APN | CHES M:10 B:270 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,644 sqft Living Area |
| Gross Area | 3,454 sqft |
| Basement Area | 810 sqft |
| Unfinished Basement | 810 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1810 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 50,965 sqft (1.17 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 164500 |
|---|---|
| Street Address | 109 MIDDLESEX AVE |
| City | CHESTER |
| State | CT |
| Zip | 06412-1225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Block | 270 |
| Jurisdiction | CHESTER CT |
| Township / Civil Division | CHESTER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 600100 |
Source: Chester Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 60 SMITH RD, EAST HADDAM, CT 06423-1248 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 1992 · Amount on Record |
| Deed Sale | Jan 7, 1992 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER CT |
| Property Address | 109 MIDDLESEX AVE, CHESTER, CT 06412-1225 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000185-351 |
|---|---|
| Date | Aug 20, 2024 |
| Book Page | 185/351 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Sep 1, 2055 |
Source: Chester Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Chester Town |
| Elementary School District | Chester School District (PK - 06) |
| Secondary School District | Regional School District 04 (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,984.00 | $368,690 (+19.04%) Land $72,450 Building $296,240 | $258,083 Land $50,715 Building $207,368 |
| 2024 | $9,984.00 (+8.55%) | ||
| 2023 | $9,198.00 (+0.68%) | $309,710 (-) Land $88,500 Building $221,210 | |
| 2022 | $9,136.00 | $309,710 Land $88,500 Building $221,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 86% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - SHORELINE REGION-CHESTER SYSTEM private · serves 5,030 people · EPA ID CT0261031 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
5G and 4G LTE (outdoors only)
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