114 Middlesex Ave, Chester, CT 06412 Property Records

Chester Town property record for 114 Middlesex Ave, Chester, CT 06412

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,800 sqft · built 2002
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$374,000 (Jun 2004)
Tax Bill	$9,905 (2025)
Deeds & Mortgages	Feb 2022 Refinance Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHES M:10 B:238`

Property Details

APN / Parcel Number

Primary APN	`CHES M:10 B:238`
Alternative APNs	`CSTR M:10 B:238` `00037600` `37600`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,800 sqft Living Area
Gross Area	4,200 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	37600
Street Address	114 MIDDLESEX AVE
City	CHESTER
State	CT
Zip	06412-1224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Block	238
Jurisdiction	CHESTER CT
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1017
Census Tract	600100

Owner

Source: Chester Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	114 MIDDLESEX AVE, CHESTER, CT 06412-1224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
Nov 23, 2020	Deed of Trust, Mortgage · Balloon Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2004 · Amount on Record
Deed Sale	Jun 29, 2004 · Amount on Record
Deed Book / Page	125 / 652
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	114 MIDDLESEX AVE, CHESTER, CT 06412-1224
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000180-595
Date	Feb 1, 2022
Book Page	180/595

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	114 MIDDLESEX AVE, CHESTER, CT 06412-1224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	176-559
Date	Nov 23, 2020
Book Page	176/559

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Chester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Chester Town
Elementary School District	Chester School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,905.00	$365,750 (+36.1%) Land $58,590 Building $307,160	$256,025 Land $41,013 Building $215,012
2024	$9,905.00 (+24.11%)
2023	$7,981.00 (+0.67%)	$268,730 (-) Land $58,620 Building $210,110
2022	$7,928.00	$268,730 Land $58,620 Building $210,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-CHESTER SYSTEM private · serves 5,030 people · EPA ID CT0261031
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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