Garland County property record for 108 Ludden Ct, Pearcy, AR 71964
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,668 sqft · built 1985 |
| Lot Size | 0.448 acres (19,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $105,000 (Sep 2004) |
| Tax Bill | $566 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 200-70850-004-000 |
| Primary APN | 200-70850-004-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,668 sqft Living Area |
| 1st Floor Area | 1,668 sqft |
| Flooring | Carpet |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 19,500 sqft (0.448 acres) |
| Lot Dimensions | 130 ft deep x 150 ft wide |
| Garage Type | Carport |
| Garage Area | 320 sqft |
| Carport | Carport |
| Carport Area | 320 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 880 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 272 sqft |
| Patio Area | 45 sqft |
| Utility Building | 135 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 108 LUDDEN CT |
|---|---|
| City | PEARCY |
| State | AR |
| Zip | 71964-9453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 |
| Legal Range | 21W |
| Legal Township | 03S |
| Legal Section | 26 |
| Legal Subdivision | WINDGATE ESTATES #1 |
| Legal Lot Number | 4 |
| Jurisdiction | GARLAND AR |
| Township / Civil Division | LAKE HAMILTON |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 11101 |
Source: Garland County records, as of October 16, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 LUDDEN CT, PEARCY, AR 71964-9453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2021 | Deed of Trust, Mortgage · VA Mortgage UNION HOME MORTGAGE CORP |
| Apr 5, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Feb 3, 2017 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2004 · Amount on Record |
| Deed Sale | Sep 8, 2004 · Amount on Record |
| Prior Sale | Apr 9, 1993 · Amount on Record |
| Deed Book / Page | 2452 / 75 |
| Last Transfer Date | Sep 7, 2007 |
| Transfer Doc | 0028790373 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARLAND AR |
| Property Address | 108 LUDDEN CT, PEARCY, AR 71964-9453 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0042690001 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 4269/1 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARLAND AR |
| Recording Date | Apr 5, 2024 |
| Property Address | 108 LUDDEN CT, PEARCY, AR 71964-9453 |
| Document Number | 0046400184 |
| Book / Page | 4640 / 184 |
| Instrument Date | Mar 30, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1961 NUBBIN RIDGE RD, ROYAL, AR 71968-9686 |
| Name | Verified Name |
|---|---|
| Address | 108 LUDDEN CT, PEARCY, AR 71964-9453 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARLAND AR |
| Property Address | 108 LUDDEN CT, PEARCY, AR 71964-9453 |
| Document Number | 0038200567 |
| Book / Page | 003820 / 000567 |
| Instrument Date | Feb 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 108 LUDDEN CT PEARCY AR 719649453, PEARCY, AR 71964-9453 |
| Document Number | 0038200567 |
|---|---|
| Date | Feb 16, 2017 |
| Book Page | 003820/000567 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 15, 2047 |
Source: Garland County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Garland County |
| Unified School District | Lake Hamilton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $566.00 (-10.02%) Homeowner's exemption | $33,210 (-) Land $3,750 Building $29,460 | |
| 2023 | $629.00 Homeowner's exemption | $33,210 Land $3,750 Building $29,460 | $166,050 Land $18,750 Building $147,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 48% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Also Mapped Here | KIMZEY REGIONAL WATER DISTRICT |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Longview Cable Television Company Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Wireless ETC Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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