105 Ludden Ct, Pearcy, AR 71964 Property Records

Garland County property record for 105 Ludden Ct, Pearcy, AR 71964

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,160 sqft · built 1987
Lot Size	0.447 acres (19,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$86 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit May 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`200-70850-017-000`

Property Details

APN / Parcel Number

Primary APN	`200-70850-017-000`
Alternative APNs	`645474.0` `32479`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	1,160 sqft
Utility Area	64 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1987
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	19,500 sqft (0.447 acres)
Lot Dimensions	130 ft deep x 150 ft wide
Terrain	Gentle Slope
Garage Type	Carport
Carport	Carport
Carport Area	464 sqft
Driveway	Driveway
Driveway Area	840 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Patio Area	80 sqft
Fence	Fence
Lean-To	240 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	645474.0
Street Address	105 LUDDEN CT
City	PEARCY
State	AR
Zip	71964-9453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18
Legal Range	21W
Legal Township	03S
Legal Section	26
Legal Subdivision	WINDGATE ESTATES #1
Legal Block	1
Legal Lot Number	18
Jurisdiction	GARLAND AR
Township / Civil Division	LAKE HAMILTON
Census Block Group	2
Census Block	2030
Census Tract	11101

Owner

105 Ludden Ct is owned and occupied by two individuals who acquired it in June 1988.

Source: Garland County records, as of October 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	105 LUDDEN CT, PEARCY, AR 71964-9453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF THE OZARKS
May 3, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 1988
Deed Sale	Jun 6, 1988
Deed Document Number	1264-000052
Record Updated	Jun 7, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	105 LUDDEN CT, PEARCY, AR 71964-9453
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 LUDDEN CT, PEARCY, AR 71964-9453

Mortgage

Document Number	0047920881
Date	Sep 5, 2025
Book Page	4792/881

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	HOT SPRINGS NATIONAL PARK, AR 71913

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 27, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	105 LUDDEN CT, PEARCY, AR 71964-9453
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 LUDDEN CT, PEARCY, AR 71964-9453

Mortgage

Document Number	0044400801
Date	May 3, 2022
Book Page	4440/801

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 11, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 105 Ludden Ct was $86 with a homeowner's exemption.

Source: Garland County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$86.00 Homeowner's exemption	$24,040 Land $3,750 Building $20,290
2023	$252.00 Homeowner's exemption	$24,040 Land $3,750 Building $20,290	$120,200 Land $18,750 Building $101,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Ludden Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Ludden Ct is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 51% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Also Mapped Here	KIMZEY REGIONAL WATER DISTRICT
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wireless ETC Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Ludden Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures