104 Ludden Ct, Pearcy, AR 71964 Property Records

Garland County property record for 104 Ludden Ct, Pearcy, AR 71964

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,214 sqft · built 1987
Lot Size	0.448 acres (19,500 sqft)
Owner	Individual Name on File
Last Sale	$174,000 (Sep 2021)
Tax Bill	$585 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`200-70850-002-000`

Property Details

APN / Parcel Number

Primary APN	`200-70850-002-000`
Alternative APNs	`1078585.0` `32463`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,214 sqft Living Area
1st Floor Area	1,214 sqft
Flooring	Carpet

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	19,500 sqft (0.448 acres)
Lot Dimensions	130 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	520 sqft
Driveway	Concrete Driveway
Driveway Area	680 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	104 LUDDEN CT
City	PEARCY
State	AR
Zip	71964-9453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2
Legal Range	21W
Legal Township	03S
Legal Section	26
Legal Subdivision	WINDGATE ESTATES #1
Legal Lot Number	2
Jurisdiction	GARLAND AR
Township / Civil Division	LAKE HAMILTON
Census Block Group	2
Census Block	2030
Census Tract	11101

Owner

104 Ludden Ct is owned and occupied by an individual who bought it in September 2021.

Source: Garland County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	104 LUDDEN CT, PEARCY, AR 71964-9453
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Warranty Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORP
Sep 20, 2021	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Jun 8, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2021 · Amount on File
Deed Sale	Sep 20, 2021 · Amount on File
Prior Sale	Jun 8, 2020 · Amount on File
Deed Book / Page	4354 / 42
Prior Transfer Date	May 21, 2021
Prior Transfer Doc	0043030937
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	May 11, 2022
Property Address	104 LUDDEN CT, PEARCY, AR 71964-9453
Document Number	0044430609
Book / Page	4443 / 609
Map Reference	MB 8 PG 111
Instrument Date	May 10, 2022
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	GARLAND COUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 LUDDEN CT, PEARCY, AR 71964-9453

Mortgage

Document Number	0044430612
Date	May 11, 2022
Instrument	4443-0612

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Sep 20, 2021
Property Address	104 LUDDEN CT, PEARCY, AR 71964-9453
Document Number	0043540042
Book / Page	4354 / 42
Map Reference	MB 8 PG 111
Instrument Date	Sep 16, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	GARLAND COUNTY TITLE COMPANY, GARLAND COUNTY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$574.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 20821, HOT SPRINGS NATIONAL PARK, AR 71903-0821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 LUDDEN CT, PEARCY, AR 71964-9453

Mortgage

Document Number	0000435445
Date	Sep 20, 2021
Instrument	4354/45

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Jun 8, 2020
Property Address	104 LUDDEN CT, PEARCY, AR 71964-9453
Document Number	0041660328
Book / Page	4166 / 328
Map Reference	MB 8 PG 111
Instrument Date	Jun 5, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	GARLAND COUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	475 BOULDER RD, 475, ROYAL, AR 71968-9652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 LUDDEN CT, PEARCY, AR 71964-9453

Mortgage

Document Number	0004166331
Date	Jun 8, 2020
Instrument	4166/331

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 104 Ludden Ct was $585 with a homeowner's exemption.

Source: Garland County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$585.00 Homeowner's exemption	$26,690 Land $3,750 Building $22,940
2023	$744.00 Homeowner's exemption	$26,690 Land $3,750 Building $22,940	$133,450 Land $18,750 Building $114,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 104 Ludden Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Ludden Ct is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 51% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Also Mapped Here	KIMZEY REGIONAL WATER DISTRICT
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wireless ETC Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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