114 Ludden Ct, Pearcy, AR 71964 Property Records

Garland County property record for 114 Ludden Ct, Pearcy, AR 71964

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,500 sqft · built 2001
Lot Size	0.448 acres (19,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Jun 2021)
Tax Bill	$885 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`200-70850-007-000`

Property Details

APN / Parcel Number

Primary APN	`200-70850-007-000`
Alternative APNs	`981203.0` `32468`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	19,500 sqft (0.448 acres)
Lot Dimensions	130 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	688 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	220 sqft
Deck Area	50 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	114 LUDDEN CT
City	PEARCY
State	AR
Zip	71964-9453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7
Legal Range	21W
Legal Township	03S
Legal Section	26
Legal Subdivision	WINDGATE ESTATES #1
Legal Lot Number	7
Jurisdiction	GARLAND AR
Township / Civil Division	LAKE HAMILTON
Census Block Group	2
Census Block	2030
Census Tract	11101

Owner

Source: Garland County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	114 LUDDEN CT, PEARCY, AR 71964-9453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2021 · Amount on Record
Deed Sale	Jun 25, 2021 · Amount on Record
Prior Sale	Jan 17, 2003 · Amount on Record
Deed Book / Page	4316 / 707
Prior Transfer Date	Jul 22, 2005
Prior Transfer Doc	0034690683
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Jun 25, 2021
Property Address	114 LUDDEN CT, PEARCY, AR 71964-9453
Document Number	0043160707
Book / Page	4316 / 707
Map Reference	MB 8 PG 111
Instrument Date	Jun 25, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ADVANTAGE TITLE AND ESCROW INC, ADVANTAGE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18095 KATE CT, 18095, WESTFIELD, IN 46074-6345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 LUDDEN CT, PEARCY, AR 71964-9453

Mortgage

Document Number	0004316711
Date	Jun 25, 2021
Instrument	4316/711

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Garland County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$885.00 (-14.9%) Homeowner's exemption	$33,460 (-) Land $2,820 Building $30,640
2023	$1,040.00 Homeowner's exemption	$33,460 Land $2,820 Building $30,640	$167,300 Land $14,100 Building $153,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 48% of Arkansas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Also Mapped Here	KIMZEY REGIONAL WATER DISTRICT
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wireless ETC Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20