108 Garden St, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 108 Garden St, Fall River, MA 02720

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,033 sqft · built 1930
Lot Size	0.188 acres (8,189 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Apr 2026)
Tax Bill	$4,332 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0P-06 B:0000 L:0029`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0P-06 B:0000 L:0029`
Alternative APN	`M:0P=06 B:0000 L:0029`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,033 sqft Living Area
Gross Area	2,131 sqft
Basement Area	1,033 sqft
Unfinished Basement	1,033 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,189 sqft (0.188 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	108 GARDEN ST
City	FALL RIVER
State	MA
Zip	02720-5820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Lot Number	29
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	3
Census Block	3014
Census Tract	642400

Owner

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 GARDEN ST, FALL RIVER, MA 02720-5820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Quit Claim Deed, Transfer · ARM BRISTOL COUNTY SAVINGS BANK
Apr 30, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BRISTOL COUNTY SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	May 17, 1978 · Amount on Record
Deed Document Number	20265465
Deed Book / Page	12042 / 163
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Apr 30, 2026
Property Address	108 GARDEN ST, FALL RIVER, MA 02720-5820
Document Number	0000005465
Book / Page	12042 / 163
Instrument Date	Apr 30, 2026
Instrument	20265465
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 GARDEN ST, FALL RIVER, MA 02720-5820

Mortgage

Date	Apr 30, 2026

Lender

Name	BRISTOL COUNTY SAVINGS BANK

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Type Change Date	May 1, 2033
Index	Other
Margin	3
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Recording Date	Apr 30, 2026
Property Address	108 GARDEN ST, FALL RIVER, MA 02720-5820
Document Number	012042-189
Book / Page	12042 / 189
Instrument Date	Apr 30, 2026
Instrument	20265468
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 GARDEN ST, FALL RIVER, MA 02720-5820

Mortgage

Document Number	0000005468,
Date	Apr 30, 2026
Book Page	12042/189
Instrument	20265468

Lender

Name	BRISTOL COUNTY SAVINGS BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2036

Interest

Rate	6.46%
Max Rate	-1%

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,332.00 (+6.83%)	$378,300 (+7.2%) Land $135,900 Building $242,400	$467,210 (+43.51%)
2024	$4,055.00 (+2.94%)	$352,900 (+9.94%) Land $130,700 Building $222,200	$325,565
2023	$3,939.00	$321,000 Land $117,400 Building $203,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile, Verizon.

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