129 Garden St, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 129 Garden St, Fall River, MA 02720

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,154 sqft · built 1900
Lot Size	0.262 acres (11,408 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Aug 2018)
Tax Bill	$6,303 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Nov 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0P-08 B:0000 L:0085`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0P-08 B:0000 L:0085`
Alternative APN	`M:0P=08 B:0000 L:0085`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,154 sqft Living Area
Gross Area	4,363 sqft
Basement Area	989 sqft
Finished Basement	989 sqft
Unfinished Basement	989 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,408 sqft (0.262 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	129 GARDEN ST
City	FALL RIVER
State	MA
Zip	02720-5819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Lot Number	85
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	2
Census Block	2010
Census Tract	642400

Owner

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	129 GARDEN ST, FALL RIVER, MA 02720-5819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Mar 11, 2026	Deed of Trust, Mortgage BANKNEWPORT
Aug 10, 2018	Quit Claim Deed, Transfer · Conventional Mortgage ST MICHAELS CU
Oct 20, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2018 · Amount on Record
Deed Sale	Aug 10, 2018 · Amount on Record
Prior Sale	Aug 10, 2012 · Amount on Record
Deed Book / Page	9572 / 234
Transfer Doc	009572-234
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	129 GARDEN ST, FALL RIVER, MA 02720-5819
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	011257-103
Date	Mar 27, 2023
Book Page	11257/103
Instrument	4355

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	129 GARDEN ST, FALL RIVER, MA 02720-5819
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00011927-9
Date	Nov 19, 2025
Book Page	11927/9
Instrument	16461

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	129 GARDEN ST, FALL RIVER, MA 02720-5819
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012004-44
Date	Mar 11, 2026
Book Page	12004/44
Instrument	2938

Lender

Name	BANKNEWPORT

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2051

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Aug 10, 2018
Property Address	129 GARDEN ST, FALL RIVER, MA 02720-5819
Document Number	9572-234
Book / Page	009572 / 000234
Instrument Date	Aug 10, 2018
Instrument	13064
Transaction Type	Transfer
Record Updated	Aug 28, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,710.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 GARDEN ST FALL RIVER MA 027205819, FALL RIVER, MA 02720-5819

Mortgage

Document Number	9572-237
Date	Aug 10, 2018
Book Page	009572/000237
Instrument	13065

Lender

Name	ST MICHAELS CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2048

Interest

Rate	4.75%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	129 GARDEN ST, FALL RIVER, MA 02720-5819
Document Number	9375-131
Book / Page	009375 / 000131
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9375-131
Date	Nov 1, 2017
Book Page	009375/000131
Instrument	18861

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,303.00 (+7.36%)	$550,500 (+7.73%) Land $139,700 Building $410,800	$623,010 (+4.44%)
2024	$5,871.00 (-4.41%)	$511,000 (+2.08%) Land $134,300 Building $376,700	$596,505
2023	$6,142.00	$500,600 Land $120,600 Building $380,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile, Verizon.

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