Sacramento County property record for 108 Flat Rock Dr, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,191 sqft · built 2008 |
| Lot Size | 0.29 acres (12,618 sqft) |
| Owner | Trust Name on File |
| Last Sale | $775,000 (Jul 2008) |
| Tax Bill | $12,058 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 227-0470-034-0000 |
| Primary APN | 227-0470-034-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,191 sqft Living Area |
| 1st Floor Area | 2,245 sqft |
| 2nd Floor Area | 1,946 sqft |
| Bonus Room | Bonus Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 12,618 sqft (0.29 acres) |
| Garage Area | 794 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 108 FLAT ROCK DR |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-7156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-ML |
| Legal Description | POR LOTS 82, 83, & 84, AMERICAN RIVER CANYON NO 6A, DES AS: BEGALL THAT POR OF SD LOT 82 LYING NLY OF PCL LN DES AS: BEG AT |
| Legal Subdivision | AMERICAN RIVER CANYON |
| Legal Lot Number | 82,83 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 8210 |
108 Flat Rock Dr is held in a trust since May 2021.
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 108 FLAT ROCK DR, FOLSOM, CA 95630-7156 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| May 13, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| May 13, 2021 | Intrafamily Transfer, Transfer AMROCK INC, AMROCK LLC |
| Mar 3, 2020 | Deed of Trust, Mortgage EL DORADO SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2008 · Amount on File |
| Deed Sale | Jul 25, 2008 · Amount on File |
| Prior Sale | Jan 30, 2007 · Amount on File |
| Deed Book / Page | 20080725 / 1080 |
| Last Transfer Date | May 6, 2021 |
| Transfer Doc | 5130000000216 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | May 13, 2021 |
| Property Address | 108 FLAT ROCK DR, FOLSOM, CA 95630-7156 |
| Document Number | 0000000214 |
| Map Reference | MB 211 PG MAP 1 |
| Instrument Date | May 6, 2021 |
| Instrument | 202105130214 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 108 FLAT ROCK DR, FOLSOM, CA 95630-7156 |
| Document Number | 0000000215 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 202105130215 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | May 13, 2021 |
| Property Address | 108 FLAT ROCK DR, FOLSOM, CA 95630-7156 |
| Document Number | 0000000216 |
| Map Reference | MB 211 MAP 1 |
| Instrument Date | May 6, 2021 |
| Instrument | 202105130216 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | AMROCK INC, AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 108 FLAT ROCK DR, FOLSOM, CA 95630-7156 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 108 FLAT ROCK DR, FOLSOM, CA 95630-7156 |
| Document Number | 2003120865 |
| Instrument Date | Mar 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2020 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 108 FLAT ROCK DR FOLSOM CA 956307156, FOLSOM, CA 95630-7156 |
| Document Number | 2003120865 |
|---|---|
| Date | Mar 12, 2020 |
| Instrument | 2003120865 |
| Name | EL DORADO SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | PLACERVILLE, CA 95667 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Mar 11, 2035 |
The 2025 property tax bill for 108 Flat Rock Dr was $12,058, up 2.1% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,087,918 (+2%) Land $295,533 Building $792,385 | |
| 2025 | $12,058.00 (+2.11%) | $1,066,588 Land $289,739 Building $776,849 |
| 2024 | $11,809.00 (+2.11%) | |
| 2023 | $11,565.00 (+1.44%) | $1,025,173 Land $278,489 Building $746,684 |
| 2022 | $11,401.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 108 Flat Rock Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1995–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Flat Rock Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, AT&T, Cal.net, Succeed.Net, Zeta Broadband.
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