Sacramento County property record for 102 Flat Rock Dr, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,416 sqft · built 1990 |
| Lot Size | 0.361 acres (15,744 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $699,000 (Aug 2014) |
| Tax Bill | $9,511 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 227-0410-014-0000 |
| Primary APN | 227-0410-014-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,416 sqft Living Area |
| 1st Floor Area | 2,513 sqft |
| 2nd Floor Area | 1,903 sqft |
| Bonus Room | Bonus Room |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 15,744 sqft (0.361 acres) |
| Garage Area | 709 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 102 FLAT ROCK DR |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-7134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-ML |
| Legal Description | AMERICAN RIVER CANYON 07, LOT 14 |
| Legal Subdivision | AMERICAN RIVER CANYON 07 |
| Legal Lot Number | 14 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 8210 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 102 FLAT ROCK DR, FOLSOM, CA 95630-7134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 7, 2023 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Dec 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHAOS HM LNS LLC |
| Oct 2, 2017 | Deed of Trust, Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2014 · Amount on Record |
| Deed Sale | Aug 5, 2014 · Amount on Record |
| Prior Sale | Oct 31, 2003 · Amount on Record |
| Deed Book / Page | 20140805 / 691 |
| Prior Transfer Date | Mar 22, 2012 |
| Prior Transfer Doc | 0000000568 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 102 FLAT ROCK DR, FOLSOM, CA 95630-7134 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 102 FLAT ROCK DR, FOLSOM, CA 95630-7134 |
| Document Number | 0000000163 |
|---|---|
| Date | Sep 7, 2023 |
| Instrument | 202309070163 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 102 FLAT ROCK DR, FOLSOM, CA 95630-7134 |
| Document Number | 2012312551 |
| Instrument Date | Dec 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2021 |
| Title Company | TITLE RSRC GROUP, TRG |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 102 FLAT ROCK DR FOLSOM CA 956307134, FOLSOM, CA 95630-7134 |
| Document Number | 2012312551 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 2012312551 |
| Name | CHAOS HM LNS LLC |
|---|---|
| Address | LAS VEGAS, NV 89101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 30, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 102 FLAT ROCK DR, FOLSOM, CA 95630-7134 |
| Document Number | 1710110517 |
| Instrument Date | Oct 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Title Company | TSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 102 FLAT ROCK DR FOLSOM CA 956307134, FOLSOM, CA 95630-7134 |
| Document Number | 1710110517 |
|---|---|
| Date | Oct 11, 2017 |
| Instrument | 1710110517 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 10, 2047 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $856,885 (+2%) Land $256,205 Building $600,680 | |
| 2025 | $9,511.00 (+2.13%) Homeowner's exemption | $840,084 (+4.04%) Land $251,182 Building $588,902 |
| 2024 | $9,313.00 (+2.21%) | |
| 2023 | $9,112.00 (+1.45%) Homeowner's exemption | $807,464 Land $241,429 Building $566,035 |
| 2022 | $8,982.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1995–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, AT&T, Cal.net, Succeed.Net, Zeta Broadband.
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