Sacramento County property record for 118 Flat Rock Dr, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 5,374 sqft · built 2001 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Companies on Record |
| Last Sale | $1,100,000 (Jul 2022) |
| Tax Bill | $11,229 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jul 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 227-0470-028-0000 |
| Primary APN | 227-0470-028-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 5,374 sqft Living Area |
| 1st Floor Area | 2,024 sqft |
| 2nd Floor Area | 2,595 sqft |
| Bonus Room | Bonus Room |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 806 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 22,250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 118 FLAT ROCK DR |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-7182 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-ML |
| Legal Description | AMERICAN RIVER CANYON 06A, LOT 86 |
| Legal Subdivision | AMERICAN RIVER CANYON 06A |
| Legal Lot Number | 86 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 8210 |
Source: Sacramento County assessment roll, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Companies on Record |
|---|---|
| Mailing Address | 118 FLAT ROCK DR, FOLSOM, CA 95630-7182 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jan 8, 2026 | Deed of Trust, Mortgage · Line of Credit PREMIERONE CU |
| Jul 11, 2022 | Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 16, 2020 | Quit Claim Deed, Transfer ENVOY MTG |
| Dec 7, 2020 | Deed of Trust, Mortgage · Line of Credit GTE FIN'L |
| Apr 15, 2019 | Grant Deed, Transfer · Line of Credit TCF NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2022 · Amount on Record |
| Deed Sale | Jul 11, 2022 · Amount on Record |
| Prior Sale | Apr 15, 2019 · Amount on Record |
| Deed Book / Page | 20220711 / 635 |
| Last Transfer Date | Apr 11, 2025 |
| Transfer Doc | 2025000455 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 118 FLAT ROCK DR, FOLSOM, CA 95630-7182 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | CHICAGO TITLE PIRT |
| Name | Verified Name |
|---|---|
| Address | 118 FLAT ROCK DR, FOLSOM, CA 95630-7182 |
| Document Number | 0000000527 |
|---|---|
| Date | Jan 8, 2026 |
| Instrument | 202601080527 |
| Name | PREMIERONE CU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95119 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 31, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jul 11, 2022 |
| Property Address | 118 FLAT ROCK DR, FOLSOM, CA 95630-7182 |
| Document Number | 0000000635 |
| Map Reference | MB 211 MAP 1 |
| Instrument Date | Jul 5, 2022 |
| Instrument | 2022071100635 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 FLAT ROCK DR, FOLSOM, CA 95630-7182 |
| Document Number | 0000000636 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 2022071100636 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Dec 16, 2020 |
| Property Address | 118 FLAT ROCK DR, FOLSOM, CA 95630-7182 |
| Document Number | 2012161665 |
| Instrument Date | Dec 9, 2020 |
| Instrument | 2012161665 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 FLAT ROCK DR FOLSOM CA 956307182, FOLSOM, CA 95630-7182 |
| Document Number | 2012161666 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 2012161666 |
| Name | ENVOY MTG |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 118 FLAT ROCK DR, FOLSOM, CA 95630-7182 |
| Document Number | 2012161667 |
| Instrument Date | Dec 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 118 FLAT ROCK DR HOOD CA 95639, HOOD, CA 95639 |
| Document Number | 2012161667 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 2012161667 |
| Name | GTE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | TAMPA, FL 33602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 15, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Apr 15, 2019 |
| Property Address | 118 FLAT ROCK DR, FOLSOM, CA 95630-7182 |
| Document Number | 1904150770 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 1904150770 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,016.40 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 118 FLAT ROCK DR FOLSOM CA 956307182, FOLSOM, CA 95630-7182 |
| Document Number | 1904150772 |
|---|---|
| Date | Apr 15, 2019 |
| Instrument | 1904150772 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 14, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 1904150771, |
|---|---|
| Date | Apr 15, 2019 |
| Instrument | 1904150771 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 14, 2049 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,017,541 (+2%) Land $272,088 Building $745,453 | |
| 2025 | $11,229.00 (+2.12%) | $997,590 (+4.04%) Land $266,753 Building $730,837 |
| 2024 | $10,996.00 (+2.15%) | |
| 2023 | $10,765.00 (-4.24%) Homeowner's exemption | $958,854 Land $256,396 Building $702,458 |
| 2022 | $11,242.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1995–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, AT&T, Cal.net, Succeed.Net, Zeta Broadband.
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