Sacramento County property record for 105 Flat Rock Dr, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 2,926 sqft · built 2008 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $9,781 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit May 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 227-0470-023-0000 |
| Primary APN | 227-0470-023-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,926 sqft Living Area |
| 1st Floor Area | 2,926 sqft |
| Bonus Room | Bonus Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Area | 1,039 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 32,000 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 105 FLAT ROCK DR |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-7155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-ML |
| Legal Description | AMERICAN RIVER CANYON 06A, LOT 81 |
| Legal Subdivision | AMERICAN RIVER CANYON 06A |
| Legal Lot Number | 81 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 8210 |
Source: Sacramento County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 105 FLAT ROCK DR, FOLSOM, CA 95630-7155 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Sep 21, 2026 | Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CREDIT UNION |
| May 18, 2021 | Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| May 18, 2021 | Intrafamily Transfer, Transfer · VA Mortgage MASTERS TEAM MORTGAGE |
| Mar 12, 2019 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2021 |
| Deed Sale | May 18, 2021 |
| Prior Sale | Dec 7, 2010 · Amount on Record |
| Deed Book / Page | 20210518 / 1237 |
| Prior Transfer Date | May 13, 2021 |
| Prior Transfer Doc | 5180000001237 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Sep 21, 2026 |
| Property Address | 105 FLAT ROCK DR, FOLSOM, CA 95630-7155 |
| Document Number | 2026000553 |
| Book / Page | 20260921 / 553 |
| Instrument Date | Sep 15, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 105 FLAT ROCK DR, FOLSOM, CA 95630-7155 |
| Investor | Possibly a Property Investor |
| Document Number | 2026000553, |
|---|---|
| Date | Sep 21, 2026 |
| Book Page | 20260921/553 |
| Name | GOLDEN 1 CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.13% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | May 18, 2021 |
| Property Address | 105 FLAT ROCK DR, FOLSOM, CA 95630-7155 |
| Document Number | 0000001239 |
| Map Reference | MB 211 MAP 1 |
| Instrument Date | May 13, 2021 |
| Instrument | 202105181239 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 105 FLAT ROCK DR, FOLSOM, CA 95630-7155 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | May 18, 2021 |
| Property Address | 105 FLAT ROCK DR, FOLSOM, CA 95630-7155 |
| Document Number | 0000001237 |
| Map Reference | MB 211 MAP 1 |
| Instrument Date | May 13, 2021 |
| Instrument | 202105181237 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 105 FLAT ROCK DR, FOLSOM, CA 95630-7155 |
| Document Number | 0000001238 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 202105181238 |
| Name | MASTERS TEAM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 105 FLAT ROCK DR, FOLSOM, CA 95630-7155 |
| Document Number | 1903220866 |
| Instrument Date | Mar 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 105 FLAT ROCK DR FOLSOM CA 956307155, FOLSOM, CA 95630-7155 |
| Document Number | 1903220866 |
|---|---|
| Date | Mar 22, 2019 |
| Instrument | 1903220866 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 21, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $882,075 (+2%) Land $196,013 Building $686,062 | |
| 2025 | $9,781.00 (+2.13%) Homeowner's exemption | $864,780 (+4.04%) Land $192,170 Building $672,610 |
| 2024 | $9,577.00 (+2.2%) | |
| 2023 | $9,371.00 (+1.45%) Homeowner's exemption | $831,201 Land $184,708 Building $646,493 |
| 2022 | $9,237.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1995–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, AT&T, Cal.net, Succeed.Net, Zeta Broadband.
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