Madison County property record for 108 Emerald Ln, Madison, AL 35758
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,922 sqft · built 1994 |
| Lot Size | 0.448 acres (19,519 sqft) |
| Owner | Company Name on File |
| Last Sale | $170,000 (Mar 2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-05-22-0-003-048.000 |
| Primary APN | 16-05-22-0-003-048.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,922 sqft Living Area |
| 1st Floor Area | 1,922 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,519 sqft (0.448 acres) |
| Lot Dimensions | 158 ft deep x 130 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 390010 |
|---|---|
| Street Address | 108 EMERALD LN |
| City | MADISON |
| State | AL |
| Zip | 35758-7935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 56 HERITAGE WOODS S/D RESUB OF PART OF LOT 3 BLK 1 EDGEWATER PB 17 PG 23/24 |
| Legal Range | 02W |
| Legal Township | 04S |
| Legal Section | 22 |
| Legal Subdivision | HERITAGE WOODS S/D |
| Legal Block | 1 |
| Legal Lot Number | 56 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | TRIANA |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 11203 |
108 Emerald Ln is owned by a company that bought it in March 2025 and is owner-occupied.
Source: Madison County records, as of November 17, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 108 EMERALD LN, MADISON, AL 35758-7935 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2025 · Amount on File |
| Deed Sale | Mar 19, 2025 · Amount on File |
| Prior Sale | Jun 26, 2013 · Amount on File |
| Deed Book / Page | 2025 / 9908 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 108 EMERALD LN, MADISON, AL 35758-7935 |
| Document Number | 0000047650 |
| Instrument Date | Jun 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 108 EMERALD LN MADISON AL 357587935, MADISON, AL 35758-7935 |
| Document Number | 0000047650 |
|---|---|
| Date | Jul 6, 2020 |
| Instrument | 47650 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 5, 2050 |
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $55,920 Land $7,000 Building $48,920 | $559,100 Land $70,000 Building $489,100 |
| 2023 | Homeowner's exemption | $55,920 Land $7,000 Building $48,920 | $559,100 Land $70,000 Building $489,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 108 Emerald Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Emerald Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable · Fiber in parts of the area | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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