102 Emerald Ln, Madison, AL 35758 Property Records

Madison County property record for 102 Emerald Ln, Madison, AL 35758

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,806 sqft · built 1989
Lot Size	0.355 acres (15,469 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (Mar 2023)
Tax Bill	$3,778 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-05-22-0-003-045.000`

Property Details

APN / Parcel Number

Primary APN	`16-05-22-0-003-045.000`
Alternative APNs	`115507` `608570`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,806 sqft Living Area
1st Floor Area	1,806 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,469 sqft (0.355 acres)
Lot Dimensions	153 ft deep x 108 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	608570
Street Address	102 EMERALD LN
City	MADISON
State	AL
Zip	35758-7935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 53 HERITAGE WOODS S/D RESUB OF PART OF LOT 3 BLK 1 EDGEWATER PB 17 PG 23/24
Legal Range	02W
Legal Township	04S
Legal Section	22
Legal Subdivision	HERITAGE WOODS S/D
Legal Block	1
Legal Lot Number	53
Jurisdiction	MADISON AL
Township / Civil Division	TRIANA
Census Block Group	3
Census Block	3015
Census Tract	11203

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 EMERALD LN, MADISON, AL 35758-7935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage · Line of Credit REDSTONE FCU
May 24, 2023	Deed of Trust, Mortgage · VA Mortgage SOUTHERN FIDELITY MORTGAGE LLC
Mar 14, 2023	Warranty Deed, Transfer · VA Mortgage SOUTHERN FIDELITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2023 · Amount on Record
Deed Sale	Mar 14, 2023 · Amount on Record
Deed Book / Page	2023 / 9061
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	102 EMERALD LN, MADISON, AL 35758-7935
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000268654
Date	Nov 28, 2022
Book Page	2022/268654

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	102 EMERALD LN, MADISON, AL 35758-7935
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082131
Date	May 24, 2023
Book Page	MTG 2023/82131

Lender

Name	SOUTHERN FIDELITY MORTGAGE LLC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35801

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Mar 14, 2023
Property Address	102 EMERALD LN, MADISON, AL 35758-7935
Document Number	0000009061
Book / Page	DEED 2023 / 9061
Map Reference	MB 17 PG 23&24
Instrument Date	Mar 13, 2023
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 ANTIQUE ROSE DR, MADISON, AL 35758-7896

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 EMERALD LN, MADISON, AL 35758-7935

Mortgage

Document Number	MTG202337657
Date	Mar 14, 2023
Instrument	MTG 2023/37657

Lender

Name	SOUTHERN FIDELITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Madison City
Unified School District	Madison City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,778.00 (+1.23%)
2025	$3,732.00 (-39.28%)	$53,560 (-39.26%) Land $7,000 Building $46,560	$535,500 (+21.46%) Land $70,000 Building $465,500
2023	$6,146.00 (+125.13%)	$88,180 (+121.34%) Land $14,000 Building $74,180	$440,900 (+10.7%) Land $70,000 Building $370,900
2022	$2,730.00 Homeowner's exemption	$39,840 Land $7,000 Building $32,840	$398,300 Land $70,000 Building $328,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable · Fiber in parts of the area	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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