103 Emerald Ln, Madison, AL 35758 Property Records

Madison County property record for 103 Emerald Ln, Madison, AL 35758

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,693 sqft · built 1989
Lot Size	0.388 acres (16,930 sqft)
Owner	2 Individual Names on Record
Last Sale	$503,000 (Oct 2025)
Tax Bill	$2,809 (2026)
Deeds & Mortgages	Oct 2025 Transfer Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-05-22-0-003-063.000`

Property Details

APN / Parcel Number

Primary APN	`16-05-22-0-003-063.000`
Alternative APN	`181046`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,693 sqft Living Area
1st Floor Area	1,693 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Mixed
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,930 sqft (0.388 acres)
Lot Dimensions	155 ft deep x 115 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	181046
Street Address	103 EMERALD LN
City	MADISON
State	AL
Zip	35758-7936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 71 HERITAGE WOODS S/D RESUB OF PART OF LOT 3 BLK 1 EDGEWATER PB 17 PG 23-24
Legal Subdivision	HERITAGE WOODS S/D
Legal Block	1
Legal Lot Number	71
Jurisdiction	MADISON AL
Township / Civil Division	TRIANA
Census Block Group	3
Census Block	3015
Census Tract	11203

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 EMERALD LN, MADISON, AL 35758-7936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Affidavit of Death of Joint Tenant, Transfer ADM TITLE SERVICES LLC
Oct 6, 2025	Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Deed Book / Page	2025 / 41515
Prior Transfer Date	Oct 3, 2025
Prior Transfer Doc	0000041512
Record Updated	Oct 29, 2026

October 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MADISON AL
Recording Date	Oct 6, 2025
Property Address	103 EMERALD LN, MADISON, AL 35758-7936
Document Number	0000041512
Book / Page	DEED2025 / 41512
Map Reference	MB 17 PG 23 & 24
Instrument Date	Oct 3, 2025
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	ADM TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON AL
Recording Date	Oct 6, 2025
Property Address	103 EMERALD LN, MADISON, AL 35758-7936
Document Number	0000041515
Book / Page	DEED2025 / 41515
Map Reference	MB 17 PG 23 & 24
Instrument Date	Oct 3, 2025
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1506 NATURE WALK BLVD SW, HUNTSVILLE, AL 35824-3231

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 EMERALD LN, MADISON, AL 35758-7936

Mortgage

Document Number	0000188637
Date	Oct 6, 2025
Book Page	2025/188637

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	2600 MICHELSON DR # 1201, IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Madison City
Unified School District	Madison City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,809.00 (+2.86%)
2025	$2,731.00 (+0.37%)	$43,540 (-) Land $7,000 Building $36,540	$435,300 (-) Land $70,000 Building $365,300
2024	$2,721.00 (-0.37%) Homeowner's exemption	$43,540 (-) Land $7,000 Building $36,540	$435,300 (-) Land $70,000 Building $365,300
2023	$2,731.00 (+10.75%) Homeowner's exemption	$43,540 (+10.68%) Land $7,000 Building $36,540	$435,300 (+10.68%) Land $70,000 Building $365,300
2022	$2,466.00 Homeowner's exemption	$39,340 Land $7,000 Building $32,340	$393,300 Land $70,000 Building $323,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable · Fiber in parts of the area	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Emerald Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures