105 Emerald Ln, Madison, AL 35758 Property Records

Madison County property record for 105 Emerald Ln, Madison, AL 35758

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,806 sqft · built 1992
Lot Size	0.391 acres (17,047 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Mar 2020)
Tax Bill	$3,737 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-05-22-0-003-062.000`

Property Details

APN / Parcel Number

Primary APN	`16-05-22-0-003-062.000`
Alternative APN	`511211`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,806 sqft Living Area
1st Floor Area	1,560 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,047 sqft (0.391 acres)
Lot Dimensions	173 ft deep x 103 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	511211
Street Address	105 EMERALD LN
City	MADISON
State	AL
Zip	35758-7936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 70 HERITAGE WOODS S/D RESUB OF PART OF LOT 3 BLK 1 EDGEWATER PB 17 PG 23
Legal Range	02W
Legal Township	04S
Legal Section	22
Legal Subdivision	HERITAGE WOODS S/D
Legal Block	1
Legal Lot Number	70
Jurisdiction	MADISON AL
Township / Civil Division	TRIANA
Census Block Group	3
Census Block	3015
Census Tract	11203

Owner

105 Emerald Ln is owned and occupied by two individuals who bought it in March 2020.

Source: Madison County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 EMERALD LN, MADISON, AL 35758-7936
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit REDSTONE FEDERAL CREDIT UNION
Aug 1, 2017	Deed of Trust, Mortgage · Line of Credit PROGRESS BANK & TRUST
Mar 31, 2020	Warranty Deed, Transfer · Conventional with PMI SOUTHERN FIDELITY MTG GROUP/HU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2020 · Amount on File
Deed Sale	Mar 31, 2020 · Amount on File
Deed Document Number	202022473
Prior Transfer Date	May 29, 2014
Prior Transfer Doc	0000282840
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Recording Date	Apr 20, 2026
Property Address	105 EMERALD LN, MADISON, AL 35758-7936
Document Number	2026081484
Book / Page	2026 / 81484
Instrument Date	Apr 13, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 EMERALD LN, MADISON, AL 35758-7936
Investor	Possibly a Property Investor

Mortgage

Document Number	2026081484,
Date	Apr 20, 2026
Book Page	2026/81484

Lender

Name	REDSTONE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	105 EMERALD LN, MADISON, AL 35758-7936
Transaction Type	Mortgage
Record Updated	Nov 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000440280
Date	Aug 1, 2017
Instrument	20170801000440280

Lender

Name	PROGRESS BANK & TRUST
Type	Bank
Address	HUNTSVILLE, AL 35801

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Mar 31, 2020
Property Address	105 EMERALD LN, MADISON, AL 35758-7936
Document Number	0000022473
Instrument Date	Mar 26, 2020
Instrument	22473
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	105 EMERALD LN MADISON AL 357587936, MADISON, AL 35758-7936

Mortgage

Document Number	22474
Date	Mar 31, 2020
Instrument	22474

Lender

Name	SOUTHERN FIDELITY MTG GROUP/HU
Address	HUNTSVILLE, AL 35801

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 105 Emerald Ln was $3,737 with a homeowner's exemption, up 7% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Madison City
Unified School District	Madison City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,737.00 (+7.05%)
2025	$3,491.00 Homeowner's exemption	$50,780 Land $7,000 Building $43,780	$507,700 Land $70,000 Building $437,700
2023	$3,491.00 (+12%) Homeowner's exemption	$50,780 (+11.85%) Land $7,000 Building $43,780	$507,700 (+11.85%) Land $70,000 Building $437,700
2022	$3,117.00 Homeowner's exemption	$45,400 Land $7,000 Building $38,400	$453,900 Land $70,000 Building $383,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 105 Emerald Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Emerald Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable · Fiber in parts of the area	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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