Kane County property record for 104 E Main St, Saint Charles, IL 60174 · Last verified July 2026
| Property Type | Commercial |
|---|---|
| Details | 2,700 sqft · built 1920 |
| Lot Size | 0.62 acres (2,700 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,150,000 (Jul 2025) |
| Tax Bill | $14,823 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-27-386-004 |
| Primary APN | 09-27-386-004 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,700 sqft Gross Area |
| Basement Area | 2,700 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 2,700 sqft (0.62 acres) |
| Street Address | 104 E MAIN ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-1928 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 1 5 W/2 TOWN SAINTCHARLES 1 5 TOWN SAINTCHARLES |
| Legal Subdivision | STC-ORIGINAL TOWN |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 852300 |
Source: Kane County records · APN 09-27-386-004
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 106 1/2 E MAIN ST, SAINT CHARLES, IL 60174-1928 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 03, 2025 · Amount on Record |
| Deed Sale | Jul 03, 2025 · Amount on Record |
| Prior Sale | Sep 13, 2016 · Amount on Record |
| Deed Document Number | 202524721 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 104 E MAIN ST, ST CHARLES, IL 60174-1928 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000066578 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2021K066578 |
| Name | THE STATE BANK OF GENEVA |
|---|---|
| Type | Bank |
| Address | GENEVA, IL 60134 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,823.00 (+2.99%) | ||
| 2024 | $14,392.00 (+1.55%) | $167,374 (+10.56%) Land $30,164 Building $137,210 | $502,323 (+10.61%) Land $90,528 Building $411,795 |
| 2022 | $14,172.00 (+3.87%) | $151,382 (+4.91%) Land $26,895 Building $124,487 | $454,146 (+4.91%) Land $80,685 Building $373,461 |
| 2021 | $13,644.00 | $144,297 Land $25,636 Building $118,661 | $432,891 Land $76,908 Building $355,983 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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