101 E Main St, Saint Charles, IL 60174 Property Records

Kane County property record for 101 E Main St, Saint Charles, IL 60174 · Last verified August 2026

Property Summary

Property TypeCommercial
Details5,000 sqft · built 1925
Lot Size0.347 acres (15,129 sqft)
OwnerCompany Name on File
Last Sale$3,000,000 (May 2019)
Tax Bill$134,883 (2025)
Deeds & MortgagesAug 2021 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-27-389-011

Property Details

APN / Parcel Number

Primary APN09-27-389-011

Interior

Stories3 Stories
Building Area5,000 sqft Gross Area
Basement Area5,000 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1959
Lot Area15,129 sqft (0.347 acres)

Location & Zoning

Street Address101 E MAIN ST
CitySAINT CHARLES
StateIL
Zip60174-1927
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionTHAT PART OF LOTS 3 & 4 IN BLOCK 2 OF THE ORIGINAL TOWN OF ST CHARLES, KANE COUNTY, ILLINOIS
Legal SubdivisionSTC-ORIGINAL TOWN
Legal Block2
Legal Lot Number3,4
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group1
Census Block1009
Census Tract852300

Owner

Source: Kane County records · APN 09-27-389-011

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4N316 IL ROUTE 31, SAINT CHARLES, IL 60174-5126
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2021Deed of Trust, Mortgage
STANCORP MORTGAGE INVESTORS LLC
May 07, 2019Grant Deed, Transfer
TRILOGY INVESTMENT GROUP LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 07, 2019 · Amount on Record
Deed SaleMay 07, 2019 · Amount on Record
Prior SaleJun 20, 2002 · Amount on Record
Deed Document Number201917940
Prior Transfer DateApr 29, 2019
Prior Transfer Doc0000017940
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address101 E MAIN ST, ST CHARLES, IL 60174-1927
Transaction TypeMortgage
Record UpdatedAug 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000064463
DateAug 24, 2021
Instrument2021K064463
Lender
NameSTANCORP MORTGAGE INVESTORS LLC
AddressHILLSBORO, OR 97124
Agreement
AmountAmount Recorded

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKANE IL
Recording DateMay 07, 2019
Property Address101 E MAIN ST, ST CHARLES, IL 60174-1927
Document Number0000017940
Instrument DateMay 03, 2019
Instrument17940
Transaction TypeTransfer
Record UpdatedMay 20, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,500.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4N316 IL ROUTE 31 ST CHARLES IL 601745126, ST CHARLES, IL 60174-5126

Mortgage

Document Number17941
DateMay 07, 2019
Instrument17941
Lender
NameTRILOGY INVESTMENT GROUP LLC
Address50 E WASHINGTON ST # 400, CHICAGO, IL 60602-2100
Agreement
AmountAmount Recorded
Term24 Months
DueMay 06, 2021

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$134,883.00 (+25.19%)$1,652,851 (+8.53%) Land $122,293 Building $1,530,558$4,960,537 (+8.53%) Land $367,026 Building $4,593,511
2024$1,522,944 (+32.34%) Land $112,681 Building $1,410,263$4,570,660 (+32.39%) Land $338,178 Building $4,232,482
2022$107,742.00 (+93.44%)$1,150,816 (+95.37%) Land $100,467 Building $1,050,349$3,452,448 (+95.37%) Land $301,401 Building $3,151,047
2021$55,698.00$589,039 Land $95,765 Building $493,274$1,767,117 Land $287,295 Building $1,479,822

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Main St

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