Effingham County property record for 108 Cardinal Rd, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,406 sqft · built 1994 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $159,250 (Oct 2017) |
| Tax Bill | $1,816 (2025) |
| Deeds & Mortgages | Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0417E-004-000 |
| Primary APN | 0417E-004-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,406 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 21,344 sqft (0.49 acres) |
| Garage Area | 504 sqft |
| Porch | Patio |
| Porch Area | 322 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 14261 |
|---|---|
| Street Address | 108 CARDINAL RD |
| City | GUYTON |
| State | GA |
| Zip | 31312-6264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .49 AC LOT 4 |
| Legal Subdivision | EFFINGHAM FOREST |
| Legal Lot Number | 4 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 30301 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 108 CARDINAL RD, GUYTON, GA 31312-6264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2017 · Amount on Record |
| Deed Sale | Oct 3, 2017 · Amount on Record |
| Prior Sale | Mar 16, 2001 |
| Deed Document Number | 20172754 |
| Deed Book / Page | 2432 / 342 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Oct 3, 2017 |
| Property Address | 108 CARDINAL RD, GUYTON, GA 31312-6264 |
| Document Number | 002432/342 |
| Book / Page | 2432 / 342 |
| Instrument Date | Oct 3, 2017 |
| Instrument | 2017-002754 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 CARDINAL RD, GUYTON, GA 31312-6264 |
| Document Number | 2432/344 |
|---|---|
| Date | Oct 12, 2017 |
| Book Page | 2432/344 |
| Instrument | 009158 |
| Name | CERTAINTY HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,572 (+13.36%) Land $22,800 Building $96,772 | $298,931 (+13.36%) Land $57,000 Building $241,931 | |
| 2025 | $1,816.00 (+11.21%) Homeowner's exemption Senior Citizen's exemption | $105,482 (+19.24%) Land $22,800 Building $82,682 | $263,704 (+19.24%) Land $57,000 Building $206,704 |
| 2024 | $1,633.00 (+19.11%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $88,460 (+29.69%) Land $22,800 Building $65,660 | $221,150 (+29.69%) Land $57,000 Building $164,150 |
| 2023 | $1,371.00 (-28.56%) Homeowner's exemption | $68,211 (-) Land $18,800 Building $49,411 | $170,528 (-) Land $47,000 Building $123,528 |
| 2022 | $1,919.00 Homeowner's exemption | $68,211 Land $18,800 Building $49,411 | $170,528 Land $47,000 Building $123,528 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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