Effingham County property record for 107 Cardinal Rd, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,116 sqft · built 1993 |
| Lot Size | 0.787 acres (34,291 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $1,961 (2025) |
| Deeds & Mortgages | Dec 2025 Sale Jul 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0417E-035-000 |
| Primary APN | 0417E-035-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,116 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Shed Roof |
| Roof Material | Asbestos |
| Lot Area | 34,291 sqft (0.787 acres) |
| Garage Area | 460 sqft |
| Porch | Patio |
| Porch Area | 654 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 14292 |
|---|---|
| Street Address | 107 CARDINAL RD |
| City | GUYTON |
| State | GA |
| Zip | 31312-6265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 35 |
| Legal Subdivision | EFFINGHAM FOREST |
| Legal Lot Number | 35 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 30301 |
107 Cardinal Rd is owned by a company that acquired it in December 2025 and is owner-occupied.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 107 CARDINAL RD, GUYTON, GA 31312-6265 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2025 | Warranty Deed, Transfer |
| Jul 1, 2025 | Limited Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2025 |
| Deed Sale | Dec 22, 2025 |
| Prior Sale | Jul 1, 2025 |
| Deed Book / Page | 3014 / 933 |
| Prior Transfer Date | Mar 2, 2010 |
| Prior Transfer Doc | 001934/037 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Dec 22, 2025 |
| Property Address | 107 CARDINAL RD, GUYTON, GA 31312-6265 |
| Document Number | 003014/933 |
| Book / Page | 3014 / 933 |
| Instrument Date | Dec 22, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 CARDINAL RD, GUYTON, GA 31312-6265 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jul 1, 2025 |
| Property Address | 107 CARDINAL RD, GUYTON, GA 31312-6265 |
| Document Number | 002981/439 |
| Book / Page | 2981 / 439 |
| Instrument Date | Jul 1, 2025 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 107 CARDINAL RD, GUYTON, GA 31312-6265 |
The 2025 property tax bill for 107 Cardinal Rd was $1,961 with exemptions applied, up 11.9% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,205 (+13.49%) Land $22,800 Building $94,405 | $293,013 (+13.49%) Land $57,000 Building $236,013 | |
| 2025 | $1,961.00 (+11.87%) Homeowner's exemption Senior Citizen's exemption | $103,271 (+12.45%) Land $22,800 Building $80,471 | $258,177 (+12.45%) Land $57,000 Building $201,177 |
| 2024 | $1,753.00 (+50.99%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $91,836 (+11.53%) Land $22,800 Building $69,036 | $229,591 (+11.53%) Land $57,000 Building $172,591 |
| 2023 | $1,161.00 (-28.9%) Homeowner's exemption | $82,345 (-) Land $18,800 Building $63,545 | $205,863 (-) Land $47,000 Building $158,863 |
| 2022 | $1,633.00 Homeowner's exemption | $82,345 Land $18,800 Building $63,545 | $205,863 Land $47,000 Building $158,863 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Cardinal Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Cardinal Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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