103 Cardinal Rd, Guyton, GA 31312 Property Records

Effingham County property record for 103 Cardinal Rd, Guyton, GA 31312

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,563 sqft · built 1993
Owner2 Individual Names on File
Last Sale$135,000 (Aug 2003)
Tax Bill$2,404 (2025)
Flood ZoneZone X (minimal risk)
APN0417E-037-000

Property Details

APN / Parcel Number

Primary APN0417E-037-000
Alternative APNs
  • 0092F037000
  • 0417E037
  • 14294

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,563 sqft Heated Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2002
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeShed Roof
Roof MaterialComposition Shingle
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area30 sqft
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number14294
Old Parcel Number0417E037
Street Address103 CARDINAL RD
CityGUYTON
StateGA
Zip31312-6265
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 37
Legal SubdivisionEFFINGHAM FOREST
Legal Lot Number37
JurisdictionEFFINGHAM GA
Township / Civil DivisionRINCON
Census Block Group3
Census Block3001
Census Tract30301

Owner

Source: Effingham County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address103 CARDINAL RD, GUYTON, GA 31312-6265
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 4, 2003 · Amount on Record
Deed SaleAug 4, 2003 · Amount on Record
Deed Document Number0000010068
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyEffingham County
Unified School DistrictEffingham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,404.00 (+10.68%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$102,277 (+19.73%) Land $22,800 Building $79,477$255,692 (+19.73%) Land $57,000 Building $198,692
2024$2,172.00 (+40.58%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$85,426 (+26.22%) Land $22,800 Building $62,626$213,566 (+26.22%) Land $57,000 Building $156,566
2023$1,545.00 (-32.68%)$67,679 (-) Land $18,800 Building $48,879$169,198 (-) Land $47,000 Building $122,198
2022$2,295.00$67,679 Land $18,800 Building $48,879$169,198 Land $47,000 Building $122,198

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims2 (2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Planters Rural Telephone Cooperative
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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