Effingham County property record for 106 Cardinal Rd, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,588 sqft · built 1993 |
| Lot Size | 0.524 acres (22,850 sqft) |
| Owner | Individual Name on File |
| Last Sale | $137,000 (Jan 2004) |
| Tax Bill | $2,081 (2025) |
| Deeds & Mortgages | May 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0417E-003-000 |
| Primary APN | 0417E-003-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,588 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 22,850 sqft (0.524 acres) |
| Garage Area | 454 sqft |
| Pool Area | 576 sqft |
|---|---|
| Porch | Patio |
| Porch Area | 156 sqft |
| Deck Area | 21 sqft |
| Patio Area | 21 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 14260 |
|---|---|
| Street Address | 106 CARDINAL RD |
| City | GUYTON |
| State | GA |
| Zip | 31312-6264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 3 |
| Legal Subdivision | EFFINGHAM FOREST |
| Legal Lot Number | 3 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 30301 |
106 Cardinal Rd is owned and occupied by an individual who acquired it in May 2025.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 CARDINAL RD, GUYTON, GA 31312-6264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2004 · Amount on File |
| Deed Sale | Jan 30, 2004 · Amount on File |
| Deed Book / Page | 1076 / 360 |
| Last Transfer Date | May 29, 2025 |
| Transfer Doc | 002975/554 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | May 29, 2025 |
| Property Address | 106 CARDINAL RD, GUYTON, GA 31312-6264 |
| Document Number | 002975/550 |
| Book / Page | 2975 / 550 |
| Instrument Date | May 29, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 CARDINAL RD, GUYTON, GA 31312-6264 |
The 2025 property tax bill for 106 Cardinal Rd was $2,081 with exemptions applied, up 11.3% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,721 (+12.5%) Land $22,800 Building $105,921 | $321,802 (+12.5%) Land $57,000 Building $264,802 | |
| 2025 | $2,081.00 (+11.28%) Homeowner's exemption Senior Citizen's exemption | $114,420 (+18.31%) Land $22,800 Building $91,620 | $286,051 (+18.31%) Land $57,000 Building $229,051 |
| 2024 | $1,870.00 (+46.78%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $96,710 (+22.89%) Land $22,800 Building $73,910 | $241,776 (+22.89%) Land $57,000 Building $184,776 |
| 2023 | $1,274.00 (-27.32%) Homeowner's exemption | $78,694 (-) Land $18,800 Building $59,894 | $196,736 (-) Land $47,000 Building $149,736 |
| 2022 | $1,753.00 Homeowner's exemption | $78,694 Land $18,800 Building $59,894 | $196,736 Land $47,000 Building $149,736 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Cardinal Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 Cardinal Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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