10804 Independence Way, Carmel, IN 46032 Property Records

Hamilton County property record for 10804 Independence Way, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,344 sqft · built 1996
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$436,240 (Mar 2026)
Tax Bill	$3,965 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-06-002-042.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-06-002-042.000-018`
Alternative APNs	`291306002042000034` `1713060002042000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,344 sqft Living Area
Gross Area	2,894 sqft
1st Floor Area	2,286 sqft
2nd Floor Area	1,143 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10804 INDEPENDENCE WAY
City	CARMEL
State	IN
Zip	46032-9334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .23, SECTION 6, TOWNSHIP 17, RANGE 3, PARK AT WESTON PLACE, SECTION 1, LOT 82
Legal Range	03
Legal Township	17
Legal Section	06
Legal Subdivision	PARK AT WESTON PLACE SECTION 1
Legal Lot Number	82
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1037
Census Tract	111010

Owner

10804 Independence Way is owned and occupied by an individual who bought it in March 2026.

Source: Hamilton County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	10804 INDEPENDENCE WAY, CARMEL, IN 46032-9334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Personal Representative Deed, Transfer · Conventional Mortgage STONEHAVEN MORTGAGE INCORPORATED
Mar 19, 2026	Personal Representative Deed, Transfer · Conventional Mortgage STONEHAVEN MORTGAGE INCORPORATED

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2026 · Amount on File
Deed Sale	Mar 19, 2026 · Amount on File
Prior Sale	May 22, 2002
Deed Document Number	202611008
Record Updated	Oct 29, 2026

March 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 19, 2026
Property Address	10804 INDEPENDENCE WAY, CARMEL, IN 46032-9334
Document Number	0000011008
Map Reference	DOC 9631391
Instrument Date	Mar 13, 2026
Instrument	2026011008
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	ATA NATIONAL TITLE GROUP/IN LLC, ATA NATL TTL GROUP OF IN LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10804 INDEPENDENCE WAY, CARMEL, IN 46032-9334

Mortgage

Document Number	0000011009
Date	Mar 19, 2026
Instrument	2026011009

Lender

Name	STONEHAVEN MORTGAGE INCORPORATED
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

March 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 19, 2026
Property Address	10804 INDEPENDENCE WAY, CARMEL, IN 46032-9334
Document Number	0000011008
Map Reference	DOC 9631391
Instrument Date	Mar 13, 2026
Instrument	2026011008
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	ATA NATIONAL TITLE GROUP/IN LLC, ATA NATL TTL GROUP OF IN LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10804 INDEPENDENCE WAY, CARMEL, IN 46032-9334

Mortgage

Document Number	0000011009
Date	Mar 19, 2026
Instrument	2026011009

Lender

Name	STONEHAVEN MORTGAGE INCORPORATED
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$402,900 (+10.2%) Land $127,600 Building $275,300	$402,900 (+10.2%) Land $127,600 Building $275,300
2024	$3,965.00 (+20.01%)	$365,600 (+13.82%) Land $127,600 Building $238,000	$365,600 (+13.82%) Land $127,600 Building $238,000
2023	$3,304.00 (+4.39%)	$321,200 (+14.27%) Land $80,400 Building $240,800	$321,200 (+14.27%) Land $80,400 Building $240,800
2022	$3,165.00	$281,100 Land $80,400 Building $200,700	$281,100 Land $80,400 Building $200,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10804 Independence Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10804 Independence Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xiber.

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