1078 Frontier, Spring Branch, TX 78070 Property Records

Comal County property record for 1078 Frontier, Spring Branch, TX 78070 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,329 sqft · built 2002
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Tax Bill	$5,389 (2024)
Deeds & Mortgages	Feb 2024 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-0712-0131-00`

Property Details

APN / Parcel Number

Primary APN	`45-0712-0131-00`
Alternative APN	`49897`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,329 sqft Living Area
1st Floor Area	3,099 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Covered Porch
Porch Area	531 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Account Number	49897
Old Parcel Number	450712013100
Street Address	1078 FRONTIER
City	SPRING BRANCH
State	TX
Zip	78070-5988
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER CROSSING 2, LOT 131
Legal Subdivision	RIVER CROSSING 2
Legal Lot Number	131
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	3
Census Block	3017
Census Tract	310703

Owner

Source: Comal County records · APN 45-0712-0131-00

Assessment roll updated September 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1078 FRONTIER, SPRING BRANCH, TX 78070-5988
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 06, 2024	Deed of Trust, Mortgage ESTHER CASTELO
Apr 06, 2022	Deed of Trust, Mortgage · Conventional Mortgage JEFFERSON BANK
Aug 07, 2018	Vendor's Lien, Transfer JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 07, 2018
Deed Sale	Aug 07, 2018
Deed Document Number	201806030607
Record Updated	Jun 08, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	1078 FRONTIER, SPRING BRANCH, TX 78070-5988
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1078 FRONTIER, SPRING BRANCH, TX 78070-5988

Mortgage

Document Number	0006003531
Date	Feb 06, 2024
Instrument	202406003531

Lender

Name	ESTHER CASTELO
Type	Private Party
Address	714 W GRAMERCY PL, SAN ANTONIO, TX 78212

Agreement

Amount	Amount Recorded

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	1078 FRONTIER, SPRING BRANCH, TX 78070-5988
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006016118
Date	Apr 06, 2022
Instrument	202206016118

Lender

Name	JEFFERSON BANK
Type	Bank
Address	SAN ANTONIO, TX 78201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2052

Interest

Min Rate At Change	2.87%
Max Rate At Change	6.37%

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COMAL TX
Recording Date	Aug 07, 2018
Property Address	1078 FRONTIER, SPRING BRANCH, TX 78070-5988
Document Number	0006030607
Map Reference	VOL13 PG184
Instrument Date	Jul 30, 2018
Instrument	201806030607
Transaction Type	Transfer
Record Updated	Oct 08, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1078 FRONTIER, SPRING BRANCH, TX 78070-5988

Mortgage

Document Number	0006030608
Date	Aug 07, 2018
Instrument	201806030608

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

Tax Assessment & Valuation

Source: Comal County records · Assessment roll updated September 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$778,170 (-10.35%) Land $180,810 Building $597,480	$778,290 (-10.33%) Land $180,810 Building $597,480
2024	$5,389.00 (+2.61%)
2023		$867,980 Land $180,810 Building $687,170	$867,980 Land $180,810 Building $687,170
2022	$5,252.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Comal County (48091C), updated October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480913107033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 35 individual NFIP policies nearby
Nearby Flood Policies	35 in force
Nearby Flood Claims	4 (2013–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2015, rainfall accumulation, Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims By Storm	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 25% of Texas
Wildfire Likelihood	About 1 in 1,099 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 101 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Guadalupe Valley Telephone Cooperative	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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