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  6. 1077 River Rd

1077 River Rd, #PH04, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 1077 River Rd, #PH04, Edgewater, NJ 07020

Property Summary

Property TypeSingle Family Home
Details1,715 sqft · built 1981
Lot Size8.86 acres (385,942 sqft)
Owner2 Individual Names on File
Last Sale$620,000 (Dec 2013)
Tax Bill$10,994 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone AE (high risk)
APN13-00033-0000-00001-N-CPH04

Property Details

APN / Parcel Number

Primary APN13-00033-0000-00001-N-CPH04
Alternative APN
  • 1300033000000001000N CPH04

Interior

Units2 Units
Stories1 Story
Building Area1,715 sqft Living Area
1st Floor Area1,715 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleRanch
Exterior MaterialConcrete
Construction TypeConcrete Block
Lot Area385,942 sqft

Location & Zoning

Street Address1077 RIVER RD
CityEDGEWATER
StateNJ
Zip07020-1358
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description8.86
Legal SubdivisionADMIRALS WALK
Legal Block33
Legal Lot Number1.N
JurisdictionBERGEN NJ
Township / Civil DivisionEDGEWATER
Census Block Group4
Census Block4005
Census Tract13002

Owner

1077 River Rd, #PH04 is owned by two individuals who bought it in December 2013.

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address84 12TH ST, CRESSKILL, NJ 07626-2404
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2013 · Amount on File
Deed SaleDec 31, 2013 · Amount on File
Prior SaleMay 2, 1997 · Amount on File
Deed Document Number2013130152
Deed Book / Page1593 / 506
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address1077 RIVER RD # PH04, PH04, EDGEWATER, NJ 07020-1358
Document Number0036960164
Instrument DateJul 21, 2020
Transaction TypeMortgage
Record UpdatedSep 17, 2020
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1077 RIVER RD #4 EDGEWATER NJ 070201383, 4, EDGEWATER, NJ 07020-1383

Mortgage

Document Number0036960164
DateSep 8, 2020
Book Page003696/000164
Instrument82286
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1077 River Rd, #PH04 was $10,994, up 7.4% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityEdgewater Borough
Unified School DistrictEdgewater Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$719,100 (+7.6%) Land $275,000 Building $444,100$719,100 (+7.6%) Land $275,000 Building $444,100
2025$10,994.00 (+7.43%)$668,300 Land $240,000 Building $428,300$668,300 Land $240,000 Building $428,300
2024$10,234.00
2023$629,900 Land $220,000 Building $409,900$629,900 Land $220,000 Building $409,900
2022$9,760.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1077 River Rd, #PH04 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 39 individual policies
Nearby Flood Policies589 units insured
incl. 550 condo units
Nearby Flood Claims35 (1985–2024)
Claims Outside the SFHA6 of 35
Most Recent ClaimApr 2024 · river or lake flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 3 claims
  • Hurricane Sandy, Oct 2012 · 17 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1077 River Rd, #PH04 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Starry.

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