1077 River Rd, #PH09, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 1077 River Rd, #PH09, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,493 sqft · built 1981
Lot Size	8.86 acres (385,942 sqft)
Owner	Individual Name on File
Last Sale	$499,900 (Nov 2004)
Tax Bill	$10,107 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`13-00033-0000-00001-N-CPH09`

Property Details

APN / Parcel Number

Primary APN	`13-00033-0000-00001-N-CPH09`
Alternative APN	`1300033000000001000N CPH09`

Interior

Units	2 Units
Stories	1 Story
Building Area	1,493 sqft Living Area
1st Floor Area	1,493 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Concrete
Construction Type	Concrete Block
Lot Area	385,942 sqft

Location & Zoning

Street Address	1077 RIVER RD
City	EDGEWATER
State	NJ
Zip	07020-1358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8.86
Legal Subdivision	ADMIRALS WALK
Legal Block	33
Legal Lot Number	1.N
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	4
Census Block	4005
Census Tract	13002

Owner

1077 River Rd, #PH09 is owned by an individual who bought it in November 2004.

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1077 RIVER RD, PH9, EDGEWATER, NJ 07020-1358
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Jun 20, 2018	Grant Deed, Transfer PARADIGM TITLE GROUP LLC, PARADIGM TITLE GRP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2004 · Amount on File
Deed Sale	Nov 15, 2004 · Amount on File
Deed Book / Page	8746 / 375
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1077 RIVER RD # PH09, PH09, EDGEWATER, NJ 07020-1358
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041300818
Date	May 7, 2021
Book Page	4130/818
Instrument	2021072081

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 20, 2018
Property Address	1077 RIVER RD # PH09, PH09, EDGEWATER, NJ 07020-1358
Document Number	0029720170
Book / Page	002972 / 000170
Instrument Date	Apr 23, 2018
Instrument	43144
Transaction Type	Transfer
Record Updated	Nov 21, 2019
Title Company	PARADIGM TITLE GROUP LLC, PARADIGM TITLE GRP LLC

Transaction

Amount	Amount on Record
Tax	$585.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1077C RIVER RD #PH9 EDGEWATER NJ 07020, EDGEWATER, NJ 07020

Tax Assessment & Valuation

The 2025 property tax bill for 1077 River Rd, #PH09 was $10,107, up 7.8% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$664,600 (+8.17%) Land $275,000 Building $389,600	$664,600 (+8.17%) Land $275,000 Building $389,600
2025	$10,107.00 (+7.8%)	$614,400 Land $240,000 Building $374,400	$614,400 Land $240,000 Building $374,400
2024	$9,376.00
2023		$575,700 Land $220,000 Building $355,700	$575,700 Land $220,000 Building $355,700
2022	$8,888.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1077 River Rd, #PH09 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 39 individual policies
Nearby Flood Policies	589 units insured incl. 550 condo units
Nearby Flood Claims	35 (1985–2024)
Claims Outside the SFHA	6 of 35
Most Recent Claim	Apr 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Sandy, Oct 2012 · 17 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1077 River Rd, #PH09 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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