1077 River Rd, #112, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 1077 River Rd, #112, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,493 sqft · built 1981
Lot Size	8.86 acres (385,942 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Dec 2014)
Tax Bill	$7,898 (2025)
Deeds & Mortgages	Nov 2023 Transfer Nov 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`13-00033-0000-00001-N-C0112`

Property Details

APN / Parcel Number

Primary APN	`13-00033-0000-00001-N-C0112`
Alternative APN	`1300033000000001000N C0112`

Interior

Units	2 Units
Stories	1 Story
Building Area	1,493 sqft Living Area
1st Floor Area	1,493 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Concrete
Construction Type	Concrete Block
Lot Area	385,942 sqft (8.86 acres)

Location & Zoning

Street Address	1077 RIVER RD, 112
City	EDGEWATER
State	NJ
Zip	07020-1358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8.86
Legal Subdivision	ADMIRALS WALK
Legal Block	33
Legal Lot Number	1.N
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	4
Census Block	4005
Census Tract	13002

Owner

1077 River Rd, #112 is owned and occupied by two individuals who bought it in December 2014.

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1077 RIVER RD, 112, EDGEWATER, NJ 07020-1358
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Intrafamily Transfer, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2014 · Amount on File
Deed Sale	Dec 26, 2014 · Amount on File
Deed Document Number	201486352
Deed Book / Page	1824 / 429
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Nov 3, 2023
Property Address	1077 RIVER RD # 112, 112, EDGEWATER, NJ 07020-1358
Document Number	0051200778
Book / Page	5120 / 778
Instrument Date	Oct 15, 2023
Instrument	2023072569
Transaction Type	Transfer
Record Updated	Dec 22, 2023
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1077 RIVER RD # RD802N, RD802N, EDGEWATER, NJ 07020-1358

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1077 RIVER RD APT 802N, 802N, EDGEWATER, NJ 07020-1356

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1077 RIVER RD # 112, 112, EDGEWATER, NJ 07020-1358
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044570326
Date	Nov 15, 2021
Book Page	4457/326
Instrument	2021169677

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1077 River Rd, #112 was $7,898, up 8% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$523,900 (+9.12%) Land $275,000 Building $248,900	$523,900 (+9.12%) Land $275,000 Building $248,900
2025	$7,898.00 (+8.04%)	$480,100 Land $240,000 Building $240,100	$480,100 Land $240,000 Building $240,100
2024	$7,310.00
2023		$450,000 (+4.7%) Land $220,000 Building $230,000	$450,000 (+4.7%) Land $220,000 Building $230,000
2022	$6,928.00 (-9.56%)	$429,800 Land $205,000 Building $224,800	$429,800 Land $205,000 Building $224,800
2021	$7,660.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1077 River Rd, #112 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 39 individual policies
Nearby Flood Policies	589 units insured incl. 550 condo units
Nearby Flood Claims	35 (1985–2024)
Claims Outside the SFHA	6 of 35
Most Recent Claim	Apr 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Sandy, Oct 2012 · 17 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1077 River Rd, #112 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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