1077 River Rd, #107, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 1077 River Rd, #107, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,074 sqft · built 1981
Lot Size	8.86 acres (385,942 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (May 2024)
Tax Bill	$6,165 (2025)
Deeds & Mortgages	Sep 2025 Mortgage May 2024 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`13-00033-0000-00001-N-C0107`

Property Details

APN / Parcel Number

Primary APN	`13-00033-0000-00001-N-C0107`
Alternative APN	`1300033000000001000N C0107`

Interior

Units	2 Units
Stories	1 Story
Building Area	1,074 sqft Living Area
1st Floor Area	1,074 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Concrete
Construction Type	Concrete Block
Lot Area	385,942 sqft (8.86 acres)

Location & Zoning

Street Address	1077 RIVER RD, 107
City	EDGEWATER
State	NJ
Zip	07020-1358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8.86
Legal Subdivision	ADMIRALS WALK
Legal Block	33
Legal Lot Number	1.N
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	4
Census Block	4005
Census Tract	13002

Owner

1077 River Rd, #107 is owned by an individual who bought it in May 2024.

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1077 RIVER RD, 107, EDGEWATER, NJ 07020-1358
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 20, 2024	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 23, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Dec 21, 2020	Bargain and Sale Deed, Transfer OLD REPUBLIC NATL TTL INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2024 · Amount on File
Deed Sale	May 20, 2024 · Amount on File
Prior Sale	Dec 21, 2020 · Amount on File
Deed Document Number	202429960
Deed Book / Page	5242 / 1435
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1077 RIVER RD # 107, 107, EDGEWATER, NJ 07020-1358
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1077 RIVER RD TH7, TH7, EDGEWATER, NJ 07020-1353

Mortgage

Document Number	0056080159
Date	Sep 24, 2025
Book Page	5608/159
Instrument	2025065814

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	May 20, 2024
Property Address	1077 RIVER RD # 107, 107, EDGEWATER, NJ 07020-1358
Document Number	0052421435
Book / Page	5242 / 1435
Instrument Date	May 1, 2024
Instrument	2024029960
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	MAJESTIC TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,407.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 BYRNE ST, HACKENSACK, NJ 07601-1532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1077 RIVER RD # 107, 107, EDGEWATER, NJ 07020-1358

Mortgage

Document Number	2024029961
Date	May 20, 2024
Instrument	2024029961

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1077 RIVER RD # 107, 107, EDGEWATER, NJ 07020-1358
Document Number	0038770174
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 7, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1077 RIVER RD #107 EDGEWATER NJ 070201358, 107, EDGEWATER, NJ 07020-1358

Mortgage

Document Number	0038770174
Date	Dec 21, 2020
Book Page	003877/000174
Instrument	136754

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2050

December 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 21, 2020
Property Address	1077 RIVER RD # 107, 107, EDGEWATER, NJ 07020-1358
Document Number	0038770168
Book / Page	3877 / 168
Instrument Date	Oct 16, 2020
Instrument	2020136753
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Tax	$2,927.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 LITTLETON RD, 119, MORRIS PLAINS, NJ 07950-2533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1077 RIVER RD # 107, 107, EDGEWATER, NJ 07020-1358

Tax Assessment & Valuation

The 2025 property tax bill for 1077 River Rd, #107 was $6,165, up 9.1% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,000 (+10.73%) Land $275,000 Building $140,000	$415,000 (+10.73%) Land $275,000 Building $140,000
2025	$6,165.00 (+9.08%)	$374,800 Land $240,000 Building $134,800	$374,800 Land $240,000 Building $134,800
2024	$5,652.00
2023		$347,600 Land $220,000 Building $127,600	$347,600 Land $220,000 Building $127,600
2022	$5,646.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1077 River Rd, #107 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 39 individual policies
Nearby Flood Policies	589 units insured incl. 550 condo units
Nearby Flood Claims	35 (1985–2024)
Claims Outside the SFHA	6 of 35
Most Recent Claim	Apr 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Sandy, Oct 2012 · 17 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1077 River Rd, #107 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

Nearby Properties on River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures