1077 Laguna Seca Loop, Chula Vista, CA 91915 Property Records

San Diego County property record for 1077 Laguna Seca Loop, Chula Vista, CA 91915

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,236 sqft · built 1994
Lot Size	0.916 acres (39,916 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Jun 2016)
Tax Bill	$4,113 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`595-430-18-02`

Property Details

APN / Parcel Number

Primary APN	`595-430-18-02`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,236 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment
Lot Area	39,916 sqft (0.916 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1077 LAGUNA SECA LOOP
City	CHULA VISTA
State	CA
Zip	91915-1230
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PC4RC10
Legal Description	LOT 7 US 2 PER DOC93-799700&UND INT IN LOT 6&IN TR 013043
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	013043
Legal Block	1
Legal Lot Number	7,6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	13315

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1077 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 14, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 29, 2018	Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU
Jun 13, 2017	Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2016 · Amount on Record
Deed Sale	Jun 1, 2016 · Amount on Record
Prior Sale	Sep 25, 2015 · Amount on Record
Deed Document Number	2016267416
Prior Transfer Date	Apr 14, 2006
Prior Transfer Doc	0000268086
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1077 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1230
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1077 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1230

Mortgage

Document Number	0000634919
Date	Oct 19, 2020
Instrument	2020-0634919

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Nov 1, 2047

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1077 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1230
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1077 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1230

Mortgage

Document Number	0000111866
Date	Mar 14, 2022
Instrument	2022-0111866

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Dec 1, 2047

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1077 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1230
Document Number	0000468135
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1077 LAGUNA SECA LOOP CHULA VISTA CA 919151230, CHULA VISTA, CA 91915-1230

Mortgage

Document Number	0000468135
Date	Nov 8, 2018
Instrument	468135

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98124-9750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 7, 2043

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1077 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1230
Document Number	0000279049
Instrument Date	Jun 13, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1077 LAGUNA SECA LOOP CHULA VISTA CA 919151230, CHULA VISTA, CA 91915-1230

Mortgage

Document Number	0000279049
Date	Jun 21, 2017
Instrument	279049

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$531,280 (+2%) Land $289,789 Building $241,491
2025	$4,113.00 (+3.13%)	$520,863 (+4.04%) Land $284,107 Building $236,756
2023	$3,988.00 (+0.5%)	$500,639 Land $273,076 Building $227,563
2022	$3,968.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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